Question by Lisa F: How can I lower my interest rate on my mortgage?
I, like many others, have had financial issues and defaulted on my mortgage, 120 days+. I now am back to normal servicing, but have a higher payment than originally. When I went into default the mtg. co. said they raised my interest rate because of the default, increasing my pmts. $ 200.00 a month. I keep getting letters that I can streamline my mtg. or reduce the interest rate because it is an FHA loan, even if you
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