My mother is refinancing our mortgage. The house and everything is in her name, but they checked MY CREDIT?!?

by eyewash
Question by Carrielynn: My mother is refinancing our mortgage. The house and everything is in her name, but they checked MY CREDIT?!?
So my mother is refinancing our home. The deed, bank accounts, everything is in her name. I have nothing to do with anything financial other than living in the house. She has immaculate credit, but my credit isn't very good. I've had a balance of $ 1,500 on my credit card for the past 3 years that I have been paying off very slowly. But I make

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