Question by chris_ivd: where do you start on the credit scale?
ok, I turned 18 a few months ago, I got a credit card, and a checking account, for the past 3 months or so I have paid all my bills on time, and I've paid for more than just the minimum, but now my credit card is nailing me with all these fees so i want a new one.. but all i keep seeing is "needs good/excellent credit".. what I want to know is where do you start when you first start building credit.. 0?. 100? 200? cause most
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