by marsmet461
Question by : If I use Obama's loan modification plan, will I hurt my credit?
I have an ARM that expires in January 2011. My current mortgage payment is $ 1700 per month (5% rate). I tried to refinance into a 30-year fixed but got denied (My wife only works part-time right now). My mortgage company says I qualify for an immediate reduction of $ 300 to my monthly payment for the next 4 months while they review our information and determine if we qualify for a permanent loan
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