Home Equity Line of Credit HELP!! Specialized Loan Servicing / GMAC?

Question by Alan A: Home Equity Line of Credit HELP!! Specialized Loan Servicing / GMAC?
I purchased my home in 2004. At that time, a $ 26,000 home equity line of credit was established through GMAC. In October of 2009, GMAC sold my HELOC to Specialized Loan Servicing.

Ever since, it has been a nightmare.

Can't keep track of my payments, no idea where my money is being applied, bogus annual maintenance fees (that were not in the original GMAC note), impossible to read statements - I'm

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