by Renegade98
Question by eoeo: missouri mortgage loan information?
we are married in missouri and want apply for a mortgage loan but i have bad credit mostly medical but can my husband with great credit apply alone without me. would my credit do anything to his approval such as intrest rates even if I'm not applying. we have no joint accounts nothing what so ever. I do not work I saty at home and care for our daughter. please help. i have searched and have found nothing, best answer get 10
Sabtu, 31 Maret 2012
Q&A: Hi I need advice on what to do about my credit?
Question by : Hi I need advice on what to do about my credit?
Hi my name is Erin I have really bad credit because I would trust the wrong people or get screwed over by a car lot, I need to know if there is any personal loan companys out there that would loan me money to pay off depts fast so I can rent a place of my own, I have a 4 year old this is important I need to get it done asap. The car I had from sole savers was a LIMON they picked the car out for me would not let me pick it myself 3
Hi my name is Erin I have really bad credit because I would trust the wrong people or get screwed over by a car lot, I need to know if there is any personal loan companys out there that would loan me money to pay off depts fast so I can rent a place of my own, I have a 4 year old this is important I need to get it done asap. The car I had from sole savers was a LIMON they picked the car out for me would not let me pick it myself 3
Loans and bad credit will it effect my pay check? USA?
Question by : Loans and bad credit will it effect my pay check? USA?
I took out a student loan with sallie mae and I was paying it off until I had to go out of the country for a family emergency and was unable to pay off the loan (because no income) and also I have a overdue bill with sprint, and a government school loan.
My question is can any of those 3 be taken out of my paycheck if I go back to work? Or out of my bank account? What will happen? Any help or advice would be appreiciated.
I took out a student loan with sallie mae and I was paying it off until I had to go out of the country for a family emergency and was unable to pay off the loan (because no income) and also I have a overdue bill with sprint, and a government school loan.
My question is can any of those 3 be taken out of my paycheck if I go back to work? Or out of my bank account? What will happen? Any help or advice would be appreiciated.
Does yahoo watch for them and block them or something?
by eyewash
Question by pppppffffttt: Does yahoo watch for them and block them or something?
Are these scams too??
i asked about car title loan places and i get these, whats up for real w/ them?
Hello I am Mark Maxine by name, the (MD) of Mark loans venture i am a Reputable, Legitimate an accredited money Lender.I give out loans to Individual and companies in need of financial assistance.Do you have a bad credit or are you in need of money to pay bills? You can use this medium to solve all
Question by pppppffffttt: Does yahoo watch for them and block them or something?
Are these scams too??
i asked about car title loan places and i get these, whats up for real w/ them?
Hello I am Mark Maxine by name, the (MD) of Mark loans venture i am a Reputable, Legitimate an accredited money Lender.I give out loans to Individual and companies in need of financial assistance.Do you have a bad credit or are you in need of money to pay bills? You can use this medium to solve all
What can I do about my ex who wrote bad checks from her personal account and deposited our old joint account?
Question by williewells1224: What can I do about my ex who wrote bad checks from her personal account and deposited our old joint account?
I didn't take my name off because we were still talking at the time and I had money coming in for my tax return and state taxes. I honestly would like to see her put in jail. I gave this woman everything I had in exchange for my property being sent to me and I even said screw it when she claimed to have "accidently" withdraw my state taxes and tax return.
I didn't take my name off because we were still talking at the time and I had money coming in for my tax return and state taxes. I honestly would like to see her put in jail. I gave this woman everything I had in exchange for my property being sent to me and I even said screw it when she claimed to have "accidently" withdraw my state taxes and tax return.
Q&A: Questions about home-buying?
by Chris Devers
Question by : Questions about home-buying?
I'm a college student who's about to graduate. Once I get settled into a job, I plan to move out of my parents' home (I graduate a year from now, and it will take at lease 6 months to find a job). Depending on the security of that job, I will likely move out with my eventual spouse and live as inexpensively as possible, while paying back student loans and trying to save money.
So far, I'd say I'm good at budgeting and living
Question by : Questions about home-buying?
I'm a college student who's about to graduate. Once I get settled into a job, I plan to move out of my parents' home (I graduate a year from now, and it will take at lease 6 months to find a job). Depending on the security of that job, I will likely move out with my eventual spouse and live as inexpensively as possible, while paying back student loans and trying to save money.
So far, I'd say I'm good at budgeting and living
are these scams too??
by Jon Haynes Photography
Question by pppppffffttt: are these scams too??
i asked about car title loan places and i get these, whats up for real w/ them?
Hello I am Mark Maxine by name, the (MD) of Mark loans venture i am a Reputable, Legitimate an accredited money Lender.I give out loans to Individual and companies in need of financial assistance.Do you have a bad credit or are you in need of money to pay bills? You can use this medium to solve all your problems as i render reliable
Question by pppppffffttt: are these scams too??
i asked about car title loan places and i get these, whats up for real w/ them?
Hello I am Mark Maxine by name, the (MD) of Mark loans venture i am a Reputable, Legitimate an accredited money Lender.I give out loans to Individual and companies in need of financial assistance.Do you have a bad credit or are you in need of money to pay bills? You can use this medium to solve all your problems as i render reliable
Q&A: Will it be ridiculously hard to get a car loan with a credit score of 600?
by marsmet461
Question by +Miss Ann Thrope+: Will it be ridiculously hard to get a car loan with a credit score of 600?
In the neighborhood of 5000-10000 with a down of at least 1500? I haven't made any late payments or anything bad in at least a year. I make about 18,0000 a year, but I don't have to pay rent so my bills are basically just the other living expenses, phone/computer, school, and a hospital bill I pay 100 on monthly. Thank you.
Best answer:
Answer by MadManYes, it will
Question by +Miss Ann Thrope+: Will it be ridiculously hard to get a car loan with a credit score of 600?
In the neighborhood of 5000-10000 with a down of at least 1500? I haven't made any late payments or anything bad in at least a year. I make about 18,0000 a year, but I don't have to pay rent so my bills are basically just the other living expenses, phone/computer, school, and a hospital bill I pay 100 on monthly. Thank you.
Best answer:
Answer by MadManYes, it will
terrible credit score but good money.. looking to finance a car..?
by Chris Devers
Question by Jordy H: terrible credit score but good money.. looking to finance a car..?
I am looking at a car from a bad credit auto dealer.. I am aware that i will be paying high intrest because my credit it shot.. Iv been paying off my debts a little at a time but desperatly need a new car.. although my credit rating is shot to hel I do bring in 3600.00 a month and have little to no living costs.. whats your opinion on what to do.. how easy would it be to get a car that
Question by Jordy H: terrible credit score but good money.. looking to finance a car..?
I am looking at a car from a bad credit auto dealer.. I am aware that i will be paying high intrest because my credit it shot.. Iv been paying off my debts a little at a time but desperatly need a new car.. although my credit rating is shot to hel I do bring in 3600.00 a month and have little to no living costs.. whats your opinion on what to do.. how easy would it be to get a car that
Why do Americans abuse credit cards and home loans? Why do most people in this country live out of their means?
by eyewash
Question by annoymous0381: Why do Americans abuse credit cards and home loans? Why do most people in this country live out of their means?
While I don't owe any debt and pay off my credit card bill in full why are banks so stupid to give credit cards and home loans to just about anybody?
Part of the reason so many banks have gone under is because they were stupid to loan money to people who didn't desrve the loans.
If someone wants to buy a flat pannel TV for $ 2,000 why can't
Question by annoymous0381: Why do Americans abuse credit cards and home loans? Why do most people in this country live out of their means?
While I don't owe any debt and pay off my credit card bill in full why are banks so stupid to give credit cards and home loans to just about anybody?
Part of the reason so many banks have gone under is because they were stupid to loan money to people who didn't desrve the loans.
If someone wants to buy a flat pannel TV for $ 2,000 why can't
Q&A: Financial stress.. how bad/unusual is this?
by marsmet461
Question by la428282: Financial stress.. how bad/unusual is this?
I am a young single professional who makes 45k a year. That would seem alot for one person but i do have alot of monthly payments to make (300 student loan, 353 car, 615 rent, etc.)
I am also ashamed to say that i have 5000.00 in credit card debt. Im not going to get into why cuz it doesnt matter at this piont. Its not spiralling out of control or anything.. that balance has pretty much stayed that way for a
Question by la428282: Financial stress.. how bad/unusual is this?
I am a young single professional who makes 45k a year. That would seem alot for one person but i do have alot of monthly payments to make (300 student loan, 353 car, 615 rent, etc.)
I am also ashamed to say that i have 5000.00 in credit card debt. Im not going to get into why cuz it doesnt matter at this piont. Its not spiralling out of control or anything.. that balance has pretty much stayed that way for a
Q&A: My car dealer lied about credit what can i do?
Question by : My car dealer lied about credit what can i do?
I financed a car when i was 18 the car was cheap an i knew it was only reason that i got it was because i needed to improve my bad credit score. So i got it with a 1000 dollar down payment and outrageous payments of 460 a month for a 2001 VW GTI with 90,000 miles on it yes i new it was a bad deal but i didn't want to get a co sign i wanted to do it my self, this being said the first payments i was on time a week early then i found
I financed a car when i was 18 the car was cheap an i knew it was only reason that i got it was because i needed to improve my bad credit score. So i got it with a 1000 dollar down payment and outrageous payments of 460 a month for a 2001 VW GTI with 90,000 miles on it yes i new it was a bad deal but i didn't want to get a co sign i wanted to do it my self, this being said the first payments i was on time a week early then i found
Jumat, 30 Maret 2012
Which is worse: Foreclosure or Bankruptcy?
Question by May_Goddess: Which is worse: Foreclosure or Bankruptcy?
I'm a single mother of one and disable veteran. I use to work a PT desk job at Sun Trust until I was laid off. I am no longer receiving unemployment and have been looking for a job for months now without any success. I get $ 1,100 a month from the VA for my service connected disability. My mortgage is $ 1,000.
I have been MAINTAINING for the pass few months by putting my mortgage and utilities on my credit cards, then
I'm a single mother of one and disable veteran. I use to work a PT desk job at Sun Trust until I was laid off. I am no longer receiving unemployment and have been looking for a job for months now without any success. I get $ 1,100 a month from the VA for my service connected disability. My mortgage is $ 1,000.
I have been MAINTAINING for the pass few months by putting my mortgage and utilities on my credit cards, then
Can I buy a car if I have bad credit?
Question by Annieme71: Can I buy a car if I have bad credit?
I really need a newer vehicle (mine's about to die) and I'd like to buy one that's only 1-2 years old. Problem is, my credit's not good right now. I can afford to make the payments, but will I even get a loan? If I was at the dealership and found a car, what would the salesperson/finance people tell me when they run my credit? Would they say "sorry charlie!" ? or "yes we'll give you a loan with a high interest rate" ? I don't
I really need a newer vehicle (mine's about to die) and I'd like to buy one that's only 1-2 years old. Problem is, my credit's not good right now. I can afford to make the payments, but will I even get a loan? If I was at the dealership and found a car, what would the salesperson/finance people tell me when they run my credit? Would they say "sorry charlie!" ? or "yes we'll give you a loan with a high interest rate" ? I don't
Is is true you have a certain number of freebie credit checks before they really count against you?
Question by catwoman: Is is true you have a certain number of freebie credit checks before they really count against you?
the reason is because my husband keeps checking around to find better rates on our home mortgage, and I argued with him that all the inquiring into our credit looks bad. The loan company told him that we supposedly get so many checks before it counts against you.
Best answer:
Answer by julie bCheck out the website I listed under sources. You'll find a lot of helpful
the reason is because my husband keeps checking around to find better rates on our home mortgage, and I argued with him that all the inquiring into our credit looks bad. The loan company told him that we supposedly get so many checks before it counts against you.
Best answer:
Answer by julie bCheck out the website I listed under sources. You'll find a lot of helpful
Finance, consolidating bad debt?
Question by kel5204: Finance, consolidating bad debt?
Can I get a loan to pay my deliquent debt? I wanna pay my debt in full but can't make a deal or settle with the collection agency. Also I figured it I turn my bad debt to current debt and make monthly payments i could rebuild my credit. I also heard its better for your credcit report to show debt "paid full", rather then debt "settled"> Am I on the right thinking path?
Best answer:
Answer by www.owningdogs.comDude you need to get
Can I get a loan to pay my deliquent debt? I wanna pay my debt in full but can't make a deal or settle with the collection agency. Also I figured it I turn my bad debt to current debt and make monthly payments i could rebuild my credit. I also heard its better for your credcit report to show debt "paid full", rather then debt "settled"> Am I on the right thinking path?
Best answer:
Answer by www.owningdogs.comDude you need to get
What should I do about finding out my Aunt abused power of attorney privileges of my now deceased grandmother?
by eyewash
Question by alia: What should I do about finding out my Aunt abused power of attorney privileges of my now deceased grandmother?
It has recently come out that my Aunt used my now deceased grandma's checking account as her own personal account. She wrote herself out checks (which she claims was just because she was reimbursing herself for things she bought for my grandma). She put things on my grandmas credit cards and paid them off with funds from my grandmas account. She used
Question by alia: What should I do about finding out my Aunt abused power of attorney privileges of my now deceased grandmother?
It has recently come out that my Aunt used my now deceased grandma's checking account as her own personal account. She wrote herself out checks (which she claims was just because she was reimbursing herself for things she bought for my grandma). She put things on my grandmas credit cards and paid them off with funds from my grandmas account. She used
How difficult is it to get a SECRET clearance?
by marsmet551
Question by Julia J: How difficult is it to get a SECRET clearance?
I have bad credit and I'm currently employed part-time which prevents me from making monthly payments to phone company and credit cards. I'm extremely behind, and most have been sent to a collections agency. Heck, I barely make enough money to put gas in my car. I have no repossessions, foreclosures or past bankruptcies. I do not have a criminal record. I have had about three speeding tickets in my lifetime
Question by Julia J: How difficult is it to get a SECRET clearance?
I have bad credit and I'm currently employed part-time which prevents me from making monthly payments to phone company and credit cards. I'm extremely behind, and most have been sent to a collections agency. Heck, I barely make enough money to put gas in my car. I have no repossessions, foreclosures or past bankruptcies. I do not have a criminal record. I have had about three speeding tickets in my lifetime
How do I ask my friend to let me stay with her until I can find work?
by Chris Devers
Question by ♥CJ♥: How do I ask my friend to let me stay with her until I can find work?
I never thought I'd want a roommate but I wanted to live with my friend who is a doctor. She is very nice and easygoing like me so we click well. It was my idea to live with her at first since I got a temp job at a clinic in that area. I was initially hired last summer but did not start til this yr (bullcrap, I know). My friend has been wanting me to move in with her for several
Question by ♥CJ♥: How do I ask my friend to let me stay with her until I can find work?
I never thought I'd want a roommate but I wanted to live with my friend who is a doctor. She is very nice and easygoing like me so we click well. It was my idea to live with her at first since I got a temp job at a clinic in that area. I was initially hired last summer but did not start til this yr (bullcrap, I know). My friend has been wanting me to move in with her for several
From your perspective is this the right thing to do? Please tell me is my father is right or if I am.?
Question by Steel Lotus: From your perspective is this the right thing to do? Please tell me is my father is right or if I am.?
My father is a good man. He earns a salary, religiously attends church, and helps out with friends and family. He has a couple hobbies that besides bringing in change is pure decent enjoyment. One particular hobby is purchasing vehicles, fixing them up, and re-selling them. This is where my problem with him resides.
He and my mother have been friends with one lady
My father is a good man. He earns a salary, religiously attends church, and helps out with friends and family. He has a couple hobbies that besides bringing in change is pure decent enjoyment. One particular hobby is purchasing vehicles, fixing them up, and re-selling them. This is where my problem with him resides.
He and my mother have been friends with one lady
Consolidating bad debt?
by marsmet461
Question by kel5204: Consolidating bad debt?
Can I get a loan to pay my deliquent debt? I wanna pay my debt in full but can't make a deal or settle with the collection agency. Also I figured it I turn my bad debt to current debt and make monthly payments i could rebuild my credit. I also heard its better for your credcit report to show debt "paid full", rather then debt "settled"> Am I on the right thinking path?
Best answer:
Answer by Sharing Mindya your right. it is
Question by kel5204: Consolidating bad debt?
Can I get a loan to pay my deliquent debt? I wanna pay my debt in full but can't make a deal or settle with the collection agency. Also I figured it I turn my bad debt to current debt and make monthly payments i could rebuild my credit. I also heard its better for your credcit report to show debt "paid full", rather then debt "settled"> Am I on the right thinking path?
Best answer:
Answer by Sharing Mindya your right. it is
can someone revise my essay and make any changes needed and try to make it clear from mistakes?
Question by nis p: can someone revise my essay and make any changes needed and try to make it clear from mistakes?
fix any grammar, commas and make clear n simple sentences
Everyone loves shopping online; you save time and money, and you won’t need to fight for a parking spot in the hectic malls. In America, almost everyone has a computer or at least knows how to operate one. People like the easy way out, and it has its own benefits. As technology grows, things get easier yet risky for
fix any grammar, commas and make clear n simple sentences
Everyone loves shopping online; you save time and money, and you won’t need to fight for a parking spot in the hectic malls. In America, almost everyone has a computer or at least knows how to operate one. People like the easy way out, and it has its own benefits. As technology grows, things get easier yet risky for
How should we apply for a mortgage?
Question by Bubba P: How should we apply for a mortgage?
I have excellent credit (over 700) and my fiances is bad (500-520).
If I apply for the mortgage alone would we get a better rate and as much money? Or should we do it together? I'm thinking that if I do it alone we wont qualify for as much.
Best answer:
Answer by TellitlikeitisYour real estate agent can introduce you to several mortgage bankers. You will need to qualify on your own - your fiance will disqualify you. Also it
I have excellent credit (over 700) and my fiances is bad (500-520).
If I apply for the mortgage alone would we get a better rate and as much money? Or should we do it together? I'm thinking that if I do it alone we wont qualify for as much.
Best answer:
Answer by TellitlikeitisYour real estate agent can introduce you to several mortgage bankers. You will need to qualify on your own - your fiance will disqualify you. Also it
How much should I be saving each month?
by SS&SS
Question by desertrose: How much should I be saving each month?
I currently have about 15k in credit card debt at low rates and about 15k in student loans. My car is paid off. My annual income is about 60k. Each month I pay my staples. Rent, gas, insurance, food, water, electric, blah blah and everything left over I pay towards my debt. I have zero savings and I know its bad. How much should I be saving each month for an emergency fund?
Best answer:
Answer by JudyEvery
Question by desertrose: How much should I be saving each month?
I currently have about 15k in credit card debt at low rates and about 15k in student loans. My car is paid off. My annual income is about 60k. Each month I pay my staples. Rent, gas, insurance, food, water, electric, blah blah and everything left over I pay towards my debt. I have zero savings and I know its bad. How much should I be saving each month for an emergency fund?
Best answer:
Answer by JudyEvery
Kamis, 29 Maret 2012
Does anyone know of any banks or credit cards that will allow me to open a checking account?
by Chris Devers
Question by missthanku: Does anyone know of any banks or credit cards that will allow me to open a checking account?
I had a bad debt experience from a rental car company that paid my payment to my bank a week too late which put me on chex systems. Therefore, my bank will not allow me to open a checking account. I would like to apply for a car loan or a mortgage but they always ask "Do you have a checking account and I don't because of this. The rental car company apologizes
Question by missthanku: Does anyone know of any banks or credit cards that will allow me to open a checking account?
I had a bad debt experience from a rental car company that paid my payment to my bank a week too late which put me on chex systems. Therefore, my bank will not allow me to open a checking account. I would like to apply for a car loan or a mortgage but they always ask "Do you have a checking account and I don't because of this. The rental car company apologizes
Q&A: What is the best way for me to improve my credit score?
Question by inzaratha: What is the best way for me to improve my credit score?
I bought a house a year ago with my fiance.
I have been paying off my car monthly, all bills and mortgage are paid on time each month.
I use only a debit card. I tore up all old credit cards as I don't want to get involved in that scam again. I only buy what I can afford to.
We wish to either sell or refiance our home in a year. Our rate is not bad and we don't have one of those ones that is going to jump a
I bought a house a year ago with my fiance.
I have been paying off my car monthly, all bills and mortgage are paid on time each month.
I use only a debit card. I tore up all old credit cards as I don't want to get involved in that scam again. I only buy what I can afford to.
We wish to either sell or refiance our home in a year. Our rate is not bad and we don't have one of those ones that is going to jump a
can my son sue me for credit card fraud even though he gave me permission to use them and I made the payments
Question by simply_irresistable38: can my son sue me for credit card fraud even though he gave me permission to use them and I made the payments
My son andI talked and agreed that it would be a good idea for him to accept a couple of the pre approved credit card offers he had received in the mail to start building him some credit. The deal was I would keep the cards use them for things we needed and I would make the payments since I had much more money coming in at the time. Everything was
My son andI talked and agreed that it would be a good idea for him to accept a couple of the pre approved credit card offers he had received in the mail to start building him some credit. The deal was I would keep the cards use them for things we needed and I would make the payments since I had much more money coming in at the time. Everything was
I need an apartment or something ASAP but problems?
Question by MazdaRX7Racer: I need an apartment or something ASAP but problems?
Alright I just moved back to my hometown of Ephrata Pa and I've been staying with my cousin till I got my act together job wise. Well I have a job and steady income I'm good there. The problem is I'm no longer able to stay here because his landlord is having an issue with it and wants me to be on the lease (only been here a month and I basically just shower and sleep here otherwise Im at work) and that is out of
Alright I just moved back to my hometown of Ephrata Pa and I've been staying with my cousin till I got my act together job wise. Well I have a job and steady income I'm good there. The problem is I'm no longer able to stay here because his landlord is having an issue with it and wants me to be on the lease (only been here a month and I basically just shower and sleep here otherwise Im at work) and that is out of
Should I be concerned about repayment of student loans?
by marsmet461
Question by Coralee: Should I be concerned about repayment of student loans?
Obviously, I know it's a debt, and I do take it very seriously. My question is this: my graduation is approaching, and I've got nearly $ 55,000 in federal stafford loans (I went to a very pricey school!) My bills say that my payments will be approximately $ 627/mo. Can't these loans be reconsolidated? A friend of mine is only paying 88/mo. I don't mind being in debt to the school repayment
Question by Coralee: Should I be concerned about repayment of student loans?
Obviously, I know it's a debt, and I do take it very seriously. My question is this: my graduation is approaching, and I've got nearly $ 55,000 in federal stafford loans (I went to a very pricey school!) My bills say that my payments will be approximately $ 627/mo. Can't these loans be reconsolidated? A friend of mine is only paying 88/mo. I don't mind being in debt to the school repayment
Q&A: Where can I get a cosigner?
Question by : Where can I get a cosigner?
I have heard that there are people who will co-sign loans for people with Bad Credit for a fee. Does anyone know of any of these services and if they are reputable. I am trying to get a $ 5k Personal loan to pay off the small amount I have in collections. With that amount I can pay off all collections and debt (reducing all monthly payments to $ 0 leaving just the personal loan payment), do Christmas for my children and bank some for payments. All
I have heard that there are people who will co-sign loans for people with Bad Credit for a fee. Does anyone know of any of these services and if they are reputable. I am trying to get a $ 5k Personal loan to pay off the small amount I have in collections. With that amount I can pay off all collections and debt (reducing all monthly payments to $ 0 leaving just the personal loan payment), do Christmas for my children and bank some for payments. All
Q&A: Wife needs $3,500 to pay off student loans, before next semester, any ideas?
Question by Zach G: Wife needs ,500 to pay off student loans, before next semester, any ideas?
This is a very confusing story, but here are the details:
1. My wife is in the Army Reserve and has a GI Bill of 20k that has been unused.
2. The Army won't pay her college unless she takes out a loan and they will pay that.
3. She owns 3,500 for the previous semester due to financial aid mishaps.
4. Her credit is beyond poor as is mine. So bad that even a cosigner with perfect credit couldn't
This is a very confusing story, but here are the details:
1. My wife is in the Army Reserve and has a GI Bill of 20k that has been unused.
2. The Army won't pay her college unless she takes out a loan and they will pay that.
3. She owns 3,500 for the previous semester due to financial aid mishaps.
4. Her credit is beyond poor as is mine. So bad that even a cosigner with perfect credit couldn't
Q&A: Likely to get approved for apartment?
by Chris Devers
Question by Jenny Mc: Likely to get approved for apartment?
My husband and I have been living with his family for the past year (students) and we are more than ready to move out. We filled out an application for a place at just over $ 600 a month, and I'm just a bit concerned that we might not get approved. We're young, so our landlord references are limited to his parents, who we assume would have no reason to give us a bad reference (we never borrow money, we're quiet and
Question by Jenny Mc: Likely to get approved for apartment?
My husband and I have been living with his family for the past year (students) and we are more than ready to move out. We filled out an application for a place at just over $ 600 a month, and I'm just a bit concerned that we might not get approved. We're young, so our landlord references are limited to his parents, who we assume would have no reason to give us a bad reference (we never borrow money, we're quiet and
Q&A: in texas, how bad would it be to return a financed car in order to get another one with better deal?
by Renegade98
Question by michael: in texas, how bad would it be to return a financed car in order to get another one with better deal?
I still owe my current car and if I trade it the payments for the other car are way high, but if I get a brand new car the deal it's better than my current one because of my current credit. What would happen if I just stopped paying my current car and return it and get the brand new car? Legally- and credit score-wise.
Best answer:
Answer by Jenyou'd
Question by michael: in texas, how bad would it be to return a financed car in order to get another one with better deal?
I still owe my current car and if I trade it the payments for the other car are way high, but if I get a brand new car the deal it's better than my current one because of my current credit. What would happen if I just stopped paying my current car and return it and get the brand new car? Legally- and credit score-wise.
Best answer:
Answer by Jenyou'd
Advice on letting someone take over my car payments?
Question by Chrissy B: Advice on letting someone take over my car payments?
I am thinking about letting someone take over my car payments because I just can't afford it anymore. My car loan is about $ 5,000 upside down so I can't sell it or trade it in to get a lower payment. The person who is looking to take over payments cannot qualify through the bank because of bad credit.
My plan is to require a deposit equal to one month's payment and then monthly payments will be mailed to me and I
I am thinking about letting someone take over my car payments because I just can't afford it anymore. My car loan is about $ 5,000 upside down so I can't sell it or trade it in to get a lower payment. The person who is looking to take over payments cannot qualify through the bank because of bad credit.
My plan is to require a deposit equal to one month's payment and then monthly payments will be mailed to me and I
I have a question my credit is?
by Chris Devers
Question by Fred H: I have a question my credit is?
bad due to unemployment in 07 since that happen i got a car when it was good a honda lease. Now i had some dings with them also but i have pd them and i still have the auto no repo at all. When the lease is over will they still give me a car seeing i will have a job me & my wife i am going to pay all my creditors when i can afford to. I DO NOT WANT FILE CHAPTER 7 NOT!! so will honda fianance me even though they got pd or
Question by Fred H: I have a question my credit is?
bad due to unemployment in 07 since that happen i got a car when it was good a honda lease. Now i had some dings with them also but i have pd them and i still have the auto no repo at all. When the lease is over will they still give me a car seeing i will have a job me & my wife i am going to pay all my creditors when i can afford to. I DO NOT WANT FILE CHAPTER 7 NOT!! so will honda fianance me even though they got pd or
What would happen if I stopped paying on a credit card?
Question by power: What would happen if I stopped paying on a credit card?
I plan on paying it but I want to stop cause they are really messing with me. I took time off from work to regain my health which I have for the most part. Now I am able to make money but have a lot of debt. I borrowed a large sum of money from Bank of American credits card cause it was zero percent. I was supposed to have til the end of Jan. before it changed to 12.99 percent rate. But it changed mid. Jan. then they
I plan on paying it but I want to stop cause they are really messing with me. I took time off from work to regain my health which I have for the most part. Now I am able to make money but have a lot of debt. I borrowed a large sum of money from Bank of American credits card cause it was zero percent. I was supposed to have til the end of Jan. before it changed to 12.99 percent rate. But it changed mid. Jan. then they
Rabu, 28 Maret 2012
Q&A: Paying off old debt - what is the best way??
Question by Mrs. Vermillion: Paying off old debt - what is the best way??
Is it better to take out a personal loan and just pay all the old charges and collection accounts off? I'm trying to take care of my bad credit by making monthly minimum payments to creditors to relieve old debts, but I have to wonder if it wouldn't be easier to pay everything off with a loan and make that one monthly payment.
Best answer:
Answer by stopccdebtIt would be easier to make installment payments on a
Is it better to take out a personal loan and just pay all the old charges and collection accounts off? I'm trying to take care of my bad credit by making monthly minimum payments to creditors to relieve old debts, but I have to wonder if it wouldn't be easier to pay everything off with a loan and make that one monthly payment.
Best answer:
Answer by stopccdebtIt would be easier to make installment payments on a
how can i get an unsecured credit card?
Question by markednotpure: how can i get an unsecured credit card?
I am a college graduate. I tried applying for a Target VISA and was declined for "insufficient credit history." I have had power and cable accounts in my name for over two years and have made those payments and my rent payments on time. I had one hospital bill for $ 14 in collection a couple of years ago because the bill never arrived at my address, but I paid it quickly once I got the collection notice. My student loans
I am a college graduate. I tried applying for a Target VISA and was declined for "insufficient credit history." I have had power and cable accounts in my name for over two years and have made those payments and my rent payments on time. I had one hospital bill for $ 14 in collection a couple of years ago because the bill never arrived at my address, but I paid it quickly once I got the collection notice. My student loans
I have bad credit, can I still get approved for a car?
Question by pitbull_718: I have bad credit, can I still get approved for a car?
Right now I have about a 520 credit rating, I know.. Horrible lol. Right now I drive a 04 lancer and the payment and insurance is too high. my boyfriend is actually paying for it but since we don't live together, we are having a slight problem with insurance, so we are getting this car under MY name. (The car is about 3k n we owe 2k on my car, so financing 5k or so). With my low credit rating, will I get
Right now I have about a 520 credit rating, I know.. Horrible lol. Right now I drive a 04 lancer and the payment and insurance is too high. my boyfriend is actually paying for it but since we don't live together, we are having a slight problem with insurance, so we are getting this car under MY name. (The car is about 3k n we owe 2k on my car, so financing 5k or so). With my low credit rating, will I get
Q&A: Does anyone know if equiplus lending is a legitimate lending company?
Question by JENNIFER E: Does anyone know if equiplus lending is a legitimate lending company?
I am trying to get a loan to pay off some outstanding bills and also have not so good credit. I got approved from this company for 5,000 and the repayment of it is low monthly payments. Since I have bad credit they want me to show my credibility and pay them the first 8 payments up front. But they also said the money I pay up front will go toward my payoff and I wont have to make my first payment
I am trying to get a loan to pay off some outstanding bills and also have not so good credit. I got approved from this company for 5,000 and the repayment of it is low monthly payments. Since I have bad credit they want me to show my credibility and pay them the first 8 payments up front. But they also said the money I pay up front will go toward my payoff and I wont have to make my first payment
Q&A: If I use Obama's loan modification plan, will I hurt my credit?
by marsmet461
Question by : If I use Obama's loan modification plan, will I hurt my credit?
I have an ARM that expires in January 2011. My current mortgage payment is $ 1700 per month (5% rate). I tried to refinance into a 30-year fixed but got denied (My wife only works part-time right now). My mortgage company says I qualify for an immediate reduction of $ 300 to my monthly payment for the next 4 months while they review our information and determine if we qualify for a permanent loan
Question by : If I use Obama's loan modification plan, will I hurt my credit?
I have an ARM that expires in January 2011. My current mortgage payment is $ 1700 per month (5% rate). I tried to refinance into a 30-year fixed but got denied (My wife only works part-time right now). My mortgage company says I qualify for an immediate reduction of $ 300 to my monthly payment for the next 4 months while they review our information and determine if we qualify for a permanent loan
Why do these things happen to me? Is it because I am a used car salesman?
Question by Yousif R: Why do these things happen to me? Is it because I am a used car salesman?
Hello,
I am 21 year old Arab American, I go to college and I sell used cars and do a crappy stand-up show at a sleazy stand-up place...
Over the past 6 months so much crap has happened to me it is not even funny... First my car broke down - blown headgasket - had to repair it $ 2,000 -- I had a second job at an airport which I lost as I was unable to attend work when my car was in the shop...
Hello,
I am 21 year old Arab American, I go to college and I sell used cars and do a crappy stand-up show at a sleazy stand-up place...
Over the past 6 months so much crap has happened to me it is not even funny... First my car broke down - blown headgasket - had to repair it $ 2,000 -- I had a second job at an airport which I lost as I was unable to attend work when my car was in the shop...
open a checking account?
Question by NANCY C: open a checking account?
is there a way to open a checking account with a family member if one of them has bad credit and cannot open one in their name. for example my ex-husband has poor credit and he cannot open it in his name due to poor credit and owes on a bank account he used to have which is 500 and something . will he be able to open it with my son if my son is the main account holder?
Best answer:
Answer by 30 YOIf your ex owes on a bank acct, there is no
is there a way to open a checking account with a family member if one of them has bad credit and cannot open one in their name. for example my ex-husband has poor credit and he cannot open it in his name due to poor credit and owes on a bank account he used to have which is 500 and something . will he be able to open it with my son if my son is the main account holder?
Best answer:
Answer by 30 YOIf your ex owes on a bank acct, there is no
getting name taken off a joint mortgage?
Question by : getting name taken off a joint mortgage?
I got a joint mortgage 5 years ago with a guy who is now my ex. We split 3 years ago and i continued to pay my half of the mortgage for 18 months, whilst we were trying to sell the house. Sadly the house didn't sell and is now in negative equity. My ex has lived in the house with his two children and been very unreliable at paying the mortgage on time/at all. He went bankrupt 2 years ago, but the house wasn't taken from us. I am
I got a joint mortgage 5 years ago with a guy who is now my ex. We split 3 years ago and i continued to pay my half of the mortgage for 18 months, whilst we were trying to sell the house. Sadly the house didn't sell and is now in negative equity. My ex has lived in the house with his two children and been very unreliable at paying the mortgage on time/at all. He went bankrupt 2 years ago, but the house wasn't taken from us. I am
Q&A: Please help. We need to do something about these fraudulent loans?
Question by Kayla B: Please help. We need to do something about these fraudulent loans?
I am at total ah, that there is nothing we can do when we are getting ripped off for our hard earn cash.I was in need of cash fast i did not want to go thru a payday loan cause the charges are ridiculous, so i went and did a google search for loans with people with bad credit, I went to a site www.weapproveeveryone.com It says the name of the business is FINANCIAL BENEFITS i put in my application and it
I am at total ah, that there is nothing we can do when we are getting ripped off for our hard earn cash.I was in need of cash fast i did not want to go thru a payday loan cause the charges are ridiculous, so i went and did a google search for loans with people with bad credit, I went to a site www.weapproveeveryone.com It says the name of the business is FINANCIAL BENEFITS i put in my application and it
Can I dispute an item on my credit report from a realtycompany? ?
Question by Annabella: Can I dispute an item on my credit report from a realtycompany? ?
I moved in an apartment complex that was a nightmare. It seems fine at first but then my children and I was terrified of living there. We had gang-bangers hanging all around the building. We were threatened, harassed,My car was spray painted with gang signs and it was a nightmare living there. The manager said they couldn't do anything and calling the police just made it worst.I moved and I am being sued
I moved in an apartment complex that was a nightmare. It seems fine at first but then my children and I was terrified of living there. We had gang-bangers hanging all around the building. We were threatened, harassed,My car was spray painted with gang signs and it was a nightmare living there. The manager said they couldn't do anything and calling the police just made it worst.I moved and I am being sued
what is the best way to clean ones credit?
Question by 0379: what is the best way to clean ones credit?
My mom leagally cleaned her credit for 300 bucks and was then able to make large purchases such as a house and car with no down payment. all I want to do is finance a washer and dryer. my credit card credit is bad!!! but im out of college and Im making decent money but I have bad credit.
Best answer:
Answer by Son of BrunhildeWith bleach
Add your own answer in the
My mom leagally cleaned her credit for 300 bucks and was then able to make large purchases such as a house and car with no down payment. all I want to do is finance a washer and dryer. my credit card credit is bad!!! but im out of college and Im making decent money but I have bad credit.
Best answer:
Answer by Son of BrunhildeWith bleach
Add your own answer in the
Selasa, 27 Maret 2012
help her. What does she get from him to start new her life?
Question by Rindary: help her. What does she get from him to start new her life?
One of my friend had been abused from her husband and she decided to get a divorce. Fortunateky they don't have any kid.Her husband join the Navy and is officer. His face is baby face and nobody think he does bad things. My friend showed me evidecne everything she has. what I heard the tape which they were talking on the phone, it was so very bad and hard for me to believe this conversation. threatend her to
One of my friend had been abused from her husband and she decided to get a divorce. Fortunateky they don't have any kid.Her husband join the Navy and is officer. His face is baby face and nobody think he does bad things. My friend showed me evidecne everything she has. what I heard the tape which they were talking on the phone, it was so very bad and hard for me to believe this conversation. threatend her to
Financing another car?
by Renegade98
Question by Juliaysha247: Financing another car?
I would like to know if it is possible for me to finance another car. I currently have bad credit, I owe $ 1,000 on my current car & there are a lot of things wrong with my car, too many to fix them. I fell on financial hardship but am getting back on my feet. I need a vehicle for my job because I use my vehicle at work. Is it possible for me to get another car? Serious answers only, Also if you've had a similar experience like
Question by Juliaysha247: Financing another car?
I would like to know if it is possible for me to finance another car. I currently have bad credit, I owe $ 1,000 on my current car & there are a lot of things wrong with my car, too many to fix them. I fell on financial hardship but am getting back on my feet. I need a vehicle for my job because I use my vehicle at work. Is it possible for me to get another car? Serious answers only, Also if you've had a similar experience like
Q&A: Where can I borrow $1000 quick?
Question by LosingBattle: Where can I borrow 00 quick?
I have wrecked credit from a bad marraige. Besides, it is too small an amount for a bank and too big an amount for a payday loan place. My employer doesn't do pay advances and my few friends with money are either in their own bind right now or just do not lend (which is probably why they have it)
Best answer:
Answer by gargoyleGo see Vinny on the corner. 50% interest though :)
What do you think? Answer
I have wrecked credit from a bad marraige. Besides, it is too small an amount for a bank and too big an amount for a payday loan place. My employer doesn't do pay advances and my few friends with money are either in their own bind right now or just do not lend (which is probably why they have it)
Best answer:
Answer by gargoyleGo see Vinny on the corner. 50% interest though :)
What do you think? Answer
Is it bad if I'm not on the loan?
Question by Buttercup: Is it bad if I'm not on the loan?
My bf and I are buying a house together and based on our credit scores, we were told that our monthly payments would be a good deal lower if only he applies for the loan. Is this bad for me? Will this mean that I don't have as many rights in regards to the house? They said I will be on the deed and I think the title. I just don't want to make a mistake and pay for half the house but not own half. Also, does me not being on the loan
My bf and I are buying a house together and based on our credit scores, we were told that our monthly payments would be a good deal lower if only he applies for the loan. Is this bad for me? Will this mean that I don't have as many rights in regards to the house? They said I will be on the deed and I think the title. I just don't want to make a mistake and pay for half the house but not own half. Also, does me not being on the loan
How do student car loans work & how much can I get one for?
by marsmet461
Question by Inexplicitly: How do student car loans work & how much can I get one for?
I'm an 18 year old going off to college during the summer and I'm going to need a car.
At my job, I make around $ 200-250 per WEEK.
I don't know how car loans work, so could somebody explain how they work? & if my bank (Bank of America) would give me a good loan? My dad has bad credit so that doesn't help. Also, I've had my Bank of America Credit Card for 3 months and paid it all off in
Question by Inexplicitly: How do student car loans work & how much can I get one for?
I'm an 18 year old going off to college during the summer and I'm going to need a car.
At my job, I make around $ 200-250 per WEEK.
I don't know how car loans work, so could somebody explain how they work? & if my bank (Bank of America) would give me a good loan? My dad has bad credit so that doesn't help. Also, I've had my Bank of America Credit Card for 3 months and paid it all off in
How bad will it really get?
Question by danlimen: How bad will it really get?
I'm a 23 year old, recent college grad. like most people I am unemployed right now, I've been job searching since about May, I had a part time job to keep me afloat for a few months but the store just closed so I have no income what so ever, however I still consider myself to be very lucky, because I have an amazing mom who I live with and exchange for certain things around the house she supplies me with enough money for gas. I do not have
I'm a 23 year old, recent college grad. like most people I am unemployed right now, I've been job searching since about May, I had a part time job to keep me afloat for a few months but the store just closed so I have no income what so ever, however I still consider myself to be very lucky, because I have an amazing mom who I live with and exchange for certain things around the house she supplies me with enough money for gas. I do not have
Q&A: Can I get an apt. by paying the entire leasing term upfront.?
Question by : Can I get an apt. by paying the entire leasing term upfront.?
I have to do this because I owe back property taxes of $ 4,329.00. They are due by October 22, 2010.
I have bad credit so can't get a loan. I do own my home out right and I do not have a mortgage. I wish there was some way I could just the money to pay those back property taxes. I have to due it by then because the tax sale is is the 27the of October and if I wait till after that then the the one who bought
I have to do this because I owe back property taxes of $ 4,329.00. They are due by October 22, 2010.
I have bad credit so can't get a loan. I do own my home out right and I do not have a mortgage. I wish there was some way I could just the money to pay those back property taxes. I have to due it by then because the tax sale is is the 27the of October and if I wait till after that then the the one who bought
can i get a mortgage loan without putting any money down towards the house?
Question by stephanie p: can i get a mortgage loan without putting any money down towards the house?
does having a bad credit score effect your chance of getting a good interest rate on my loan?
Best answer:
Answer by VB.NET GuruAnswer to your first question. Probably not.
You want a good interest rate, but you have bad credit. This time, definitely NOT!
How can you afford mortgage payments when you don't pay bills like you should now?
Give your answer to this question
does having a bad credit score effect your chance of getting a good interest rate on my loan?
Best answer:
Answer by VB.NET GuruAnswer to your first question. Probably not.
You want a good interest rate, but you have bad credit. This time, definitely NOT!
How can you afford mortgage payments when you don't pay bills like you should now?
Give your answer to this question
credit report discrepency?
Question by bunnifoofoo: credit report discrepency?
my mom has had problems with her credit and for some reason it is showing up on my credit report. we both have the same name (first and last) but our middle initial is different. however, after a recent credit check on my name and soc security # shows not just my credit accounts (in good standing) but also other accounts (in bad standing and charged off accounts).
I know that these accounts are not mine because it shows that they were
my mom has had problems with her credit and for some reason it is showing up on my credit report. we both have the same name (first and last) but our middle initial is different. however, after a recent credit check on my name and soc security # shows not just my credit accounts (in good standing) but also other accounts (in bad standing and charged off accounts).
I know that these accounts are not mine because it shows that they were
How Big Should My Down Payment Be For A Car With Really Bad Credit?
Question by : How Big Should My Down Payment Be For A Car With Really Bad Credit?
After 9 months of searching, I finally got a new job working for the federal government. The pay is exceptional.
However, I graduated college with alot of student loan debt and credit card debt. I was completely stupid, young, and naive with how I would pay for it all when I graduated. I was completely uneducated in the ways of finance and the real world. I thought I would get a job immediately. Stupid me. I
After 9 months of searching, I finally got a new job working for the federal government. The pay is exceptional.
However, I graduated college with alot of student loan debt and credit card debt. I was completely stupid, young, and naive with how I would pay for it all when I graduated. I was completely uneducated in the ways of finance and the real world. I thought I would get a job immediately. Stupid me. I
My mom needs help...?
by Chris Devers
Question by : My mom needs help...?
I seriously don't know what to do. My mom is bi-polar and very depressed. She's threatening to commit suicide. Every time I say something, I always say the wrong thing! Let me break it down for you...
She recently moved to where I live to be with me more, which is great. We were going to get an apartment together. Well that ended up not working out because she has bad credit and they wouldn't allow her to be on the lease. So she ended up
Question by : My mom needs help...?
I seriously don't know what to do. My mom is bi-polar and very depressed. She's threatening to commit suicide. Every time I say something, I always say the wrong thing! Let me break it down for you...
She recently moved to where I live to be with me more, which is great. We were going to get an apartment together. Well that ended up not working out because she has bad credit and they wouldn't allow her to be on the lease. So she ended up
Credit Card Help... I'm Sure This Has Been Asked Before?
by yewenyi
Question by flower child :): Credit Card Help... I'm Sure This Has Been Asked Before?
I'm 18 a sophomore in college and am thinking about getting a credit card.
My parent's are in debt pretty bad and have been victims of the whole mortgage/foreclosure mess thing. We got to keep our house but it has made me pretty paranoid and I'm afraid I'll end up like they are (having the bank harass us several times a day via phone...) My parents won't give me any help and don't want to talk
Question by flower child :): Credit Card Help... I'm Sure This Has Been Asked Before?
I'm 18 a sophomore in college and am thinking about getting a credit card.
My parent's are in debt pretty bad and have been victims of the whole mortgage/foreclosure mess thing. We got to keep our house but it has made me pretty paranoid and I'm afraid I'll end up like they are (having the bank harass us several times a day via phone...) My parents won't give me any help and don't want to talk
Senin, 26 Maret 2012
can anyone proof read my essay and make any correction need?
by Chris Devers
Question by nis p: can anyone proof read my essay and make any correction need?
please help me i need a good essay
please look at it closely and correct any grammar mistake
Everyone loves shopping online; you save time and money, but at least you won’t need to fight for a parking spot in the hectic malls. In America almost everyone has a computer or at least knows how to operate one. People like the easy way out, and it has its own benefits. As technology grows
Question by nis p: can anyone proof read my essay and make any correction need?
please help me i need a good essay
please look at it closely and correct any grammar mistake
Everyone loves shopping online; you save time and money, but at least you won’t need to fight for a parking spot in the hectic malls. In America almost everyone has a computer or at least knows how to operate one. People like the easy way out, and it has its own benefits. As technology grows
Q&A: So I'm gathering this is the reason you don't want a 700 billion government bailout...?
by Boogies with Fish
Question by Vote Barr!: So I'm gathering this is the reason you don't want a 700 billion government bailout...?
Yes "greedy" CEOs and investment managers all around levered up their companies with debt and made bad investments resulting in the current crisis on Wall Street. But these people already cashed in their checks and now we're stuck with the bill. You can't be against a bailout which will save our economy because you don't want to bailout millionaire bankers. the
Question by Vote Barr!: So I'm gathering this is the reason you don't want a 700 billion government bailout...?
Yes "greedy" CEOs and investment managers all around levered up their companies with debt and made bad investments resulting in the current crisis on Wall Street. But these people already cashed in their checks and now we're stuck with the bill. You can't be against a bailout which will save our economy because you don't want to bailout millionaire bankers. the
am i that bad, of not helping my friend with her problem?
by Chris Devers
Question by emily: am i that bad, of not helping my friend with her problem?
my friend jarah asked my help on her personal problems.. she is finding hard to pay her credits on his x-boyfriend... she also has debt on her classmates and bestfriend.. i even lend her my money when she asked me that she needs to buy new shoes for her christmas party because her old ones where already ruined...
one day i saw her with her new guy on a restaurant i saw her paying the bills and i
Question by emily: am i that bad, of not helping my friend with her problem?
my friend jarah asked my help on her personal problems.. she is finding hard to pay her credits on his x-boyfriend... she also has debt on her classmates and bestfriend.. i even lend her my money when she asked me that she needs to buy new shoes for her christmas party because her old ones where already ruined...
one day i saw her with her new guy on a restaurant i saw her paying the bills and i
What can I do to have a credit card?
Question by Blacklikeme.: What can I do to have a credit card?
what can I do to start building up my credit? I have no credit ....I don't have a bad credit,.....I just don't have any credit history. And no matter where I applied for a credit card, it's simply denied. Target, Bestbuy.....
I do have a full time job, a checking account and I have never been late on cell phone bills, home phone, internet ....
I even thought about putting some money down just to have a credit card..... But is
what can I do to start building up my credit? I have no credit ....I don't have a bad credit,.....I just don't have any credit history. And no matter where I applied for a credit card, it's simply denied. Target, Bestbuy.....
I do have a full time job, a checking account and I have never been late on cell phone bills, home phone, internet ....
I even thought about putting some money down just to have a credit card..... But is
what does a credit score of zero mean??
Question by scama2008: what does a credit score of zero mean??
I have a credit score of zero i have hospital bills that are not paid for and onetime i was denied to open a checking account at chase they needed permission first from someone then they told me i would be able to open one but pay 10 dollars a month just to have a fucking checking account so i was wondering do i have bad credit?? i tried to open a credit card at capital one but i was denied that as well so i was just wondering
I have a credit score of zero i have hospital bills that are not paid for and onetime i was denied to open a checking account at chase they needed permission first from someone then they told me i would be able to open one but pay 10 dollars a month just to have a fucking checking account so i was wondering do i have bad credit?? i tried to open a credit card at capital one but i was denied that as well so i was just wondering
Is there any way we can buy at this point?
Question by KAY: Is there any way we can buy at this point?
My husband and I are in a jam. We're expecting our 2nd child together (4 in total) and our apartment lease is expiring in a few months. We've been searching and searching for a new place to live. We got denied to a townhouse(still not sure why) and every rental property we can afford is in a bad location.
My parents are urging us to buy, but I don't think we will get approved for a loan. My husband has bad credit, but we are paying
My husband and I are in a jam. We're expecting our 2nd child together (4 in total) and our apartment lease is expiring in a few months. We've been searching and searching for a new place to live. We got denied to a townhouse(still not sure why) and every rental property we can afford is in a bad location.
My parents are urging us to buy, but I don't think we will get approved for a loan. My husband has bad credit, but we are paying
Q&A: Credit Consolidation?
Question by Anna N: Credit Consolidation?
OK, I'm about $ 5,000 in debt. I know that doesn't seem like a lot in the long run, but the interest rates have run my monthly payments s high that I can't afford them. I tried to get a loan through my bank to consolidate my payments - but my credit score was bad! How is someone with under $ 10,000 supposed to take care of their credit? I have gotten rid of the cards, now I need to get rid of the debt. Is there a debt consolidation program for
OK, I'm about $ 5,000 in debt. I know that doesn't seem like a lot in the long run, but the interest rates have run my monthly payments s high that I can't afford them. I tried to get a loan through my bank to consolidate my payments - but my credit score was bad! How is someone with under $ 10,000 supposed to take care of their credit? I have gotten rid of the cards, now I need to get rid of the debt. Is there a debt consolidation program for
I have bad credit and need a Home loan (first time home buyer) ASAP?
Question by : I have bad credit and need a Home loan (first time home buyer) ASAP?
I have recently been dealing with a local mortgage company and working on my credit i have currently received a loan from my grandparents and paid off about $ 10,000 worth of bad credit promising them i would pay them back with my tax credit, but unfortunatly i still have 4 things on there about $ 4000 worth, i have no way of paying those off anytime soon. My score is below 580 and i need help, to receive
I have recently been dealing with a local mortgage company and working on my credit i have currently received a loan from my grandparents and paid off about $ 10,000 worth of bad credit promising them i would pay them back with my tax credit, but unfortunatly i still have 4 things on there about $ 4000 worth, i have no way of paying those off anytime soon. My score is below 580 and i need help, to receive
Is this credit card a good choice for me...?
Question by Stacey S: Is this credit card a good choice for me...?
I have bad credit... or none, i cant get approved for anything else and dont understand all the red tape! HELP! does anyone have this card? THE ORCHARD BANK CREDIT CARD
200 min security deposit
35 dollar annual fee
Variable Rate Information Your APRs may vary. The rates are determined monthly by adding the Index (described below) and:
6.65% ("Spread") for the Customary APR for credit card purchases.
16.90% ("Spread") for
I have bad credit... or none, i cant get approved for anything else and dont understand all the red tape! HELP! does anyone have this card? THE ORCHARD BANK CREDIT CARD
200 min security deposit
35 dollar annual fee
Variable Rate Information Your APRs may vary. The rates are determined monthly by adding the Index (described below) and:
6.65% ("Spread") for the Customary APR for credit card purchases.
16.90% ("Spread") for
Financing a used car when I already have a financed car.......?
Question by jessalex: Financing a used car when I already have a financed car.......?
I am currently financing a car that I HATE. It is awful- everything goes wrong with it and it's not very safe. I don't have a lot of money, I have bad credit and I would only be able to get half of what I owe on it for a trade-in. Is there anything I can do?
Best answer:
Answer by Kiffin # 1I'd try to stick it out with the "hated" vehicle, at least until you're out from under, unless you can sell it
I am currently financing a car that I HATE. It is awful- everything goes wrong with it and it's not very safe. I don't have a lot of money, I have bad credit and I would only be able to get half of what I owe on it for a trade-in. Is there anything I can do?
Best answer:
Answer by Kiffin # 1I'd try to stick it out with the "hated" vehicle, at least until you're out from under, unless you can sell it
I NEED A LOAN TO CONSOLIDATE MY DEBT -BUT MY DEBT IS NOT BAD ENOUGH FOR CREDIT COUNSELING---ANY SUGGESTIONS?
by marsmet461
Question by Bull D: I NEED A LOAN TO CONSOLIDATE MY DEBT -BUT MY DEBT IS NOT BAD ENOUGH FOR CREDIT COUNSELING---ANY SUGGESTIONS?
I have tried to get debt consolidation help but every one just tells me they can't help me because my debt is not high enough!! I have been slowly paying what i can but am starting to sink fast--i work 2 jobs and it never seems to be enough. I am trying to find an organization that will loan me enough to pay off bills and have one monthly payment.
Question by Bull D: I NEED A LOAN TO CONSOLIDATE MY DEBT -BUT MY DEBT IS NOT BAD ENOUGH FOR CREDIT COUNSELING---ANY SUGGESTIONS?
I have tried to get debt consolidation help but every one just tells me they can't help me because my debt is not high enough!! I have been slowly paying what i can but am starting to sink fast--i work 2 jobs and it never seems to be enough. I am trying to find an organization that will loan me enough to pay off bills and have one monthly payment.
Q&A: Bad credit, buying a car?
by eyewash
Question by ~Salem~: Bad credit, buying a car?
I have pretty bad credit due to a recent bankruptcy. I want to buy a new car, and I have been turned down by numerous car insurance companies. I make more than enough money--I work two jobs and I am getting my finances back on track with a thorough budget , etc.
The guy I bought a car off of before said that he can get me hooked up with a loan--however, the bank will put a tracking device on my car that can shut my car off if I do
Question by ~Salem~: Bad credit, buying a car?
I have pretty bad credit due to a recent bankruptcy. I want to buy a new car, and I have been turned down by numerous car insurance companies. I make more than enough money--I work two jobs and I am getting my finances back on track with a thorough budget , etc.
The guy I bought a car off of before said that he can get me hooked up with a loan--however, the bank will put a tracking device on my car that can shut my car off if I do
Minggu, 25 Maret 2012
How would you handle this situation?
Question by texaschic100: How would you handle this situation?
Nearly 7 years ago, we filed for bankruptcy due to my husband's bad management of a business. After that, I found out that years before we knew each other, he had a very bad credit rating. And now, when we are nearing our release from bankruptcy, I find out that a cheque written on his new business account just bounced. He owes several thousands of dollars on his business credit cards, has no money in his personal bank account to
Nearly 7 years ago, we filed for bankruptcy due to my husband's bad management of a business. After that, I found out that years before we knew each other, he had a very bad credit rating. And now, when we are nearing our release from bankruptcy, I find out that a cheque written on his new business account just bounced. He owes several thousands of dollars on his business credit cards, has no money in his personal bank account to
Should i get a credit card?second thoughts?
by eyewash
Question by Jen A: Should i get a credit card?second thoughts?
I just turned 20 yrs old and i am a full time college student considering getting a credit card?I work for a small business(landscape design so its seasonal )that my mom owns for at least 7 months out of the year as an assistant secretary and i also babysit during the off season for my aunt.So i have a pretty consistant flow of money even though it varies during different times last year when i filed for taxes i had
Question by Jen A: Should i get a credit card?second thoughts?
I just turned 20 yrs old and i am a full time college student considering getting a credit card?I work for a small business(landscape design so its seasonal )that my mom owns for at least 7 months out of the year as an assistant secretary and i also babysit during the off season for my aunt.So i have a pretty consistant flow of money even though it varies during different times last year when i filed for taxes i had
kind of complicated credit card and credit question?
by eyewash
Question by so dang frustrated: kind of complicated credit card and credit question?
We have two accounts with sams club. I have my own which I closed about 5 months ago because I wasn't using it and they lowered my limit. I paid it off and closed it. My husband has his own account, and then we have a business account as well. Our personal accounts are the same account number with the exception of two numbers in the middle of the sequence. When I closed down my account I
Question by so dang frustrated: kind of complicated credit card and credit question?
We have two accounts with sams club. I have my own which I closed about 5 months ago because I wasn't using it and they lowered my limit. I paid it off and closed it. My husband has his own account, and then we have a business account as well. Our personal accounts are the same account number with the exception of two numbers in the middle of the sequence. When I closed down my account I
"Best friend" let me use her credit card - I kept up with my payments now it is in collections.?
by Chris Devers
Question by Starr: "Best friend" let me use her credit card - I kept up with my payments now it is in collections.?
Awhile ago my best friend let me use her credit card. I used it to finance my teeth (braces) and twice at the vet. Our deal was to keep up with the $ 200 per month payments. I kept up with the payments as promised for a year. I lost my job, (she knew) and I fell behind on the payments. I set up arrangements with the company to take out $ 100 each month to
Question by Starr: "Best friend" let me use her credit card - I kept up with my payments now it is in collections.?
Awhile ago my best friend let me use her credit card. I used it to finance my teeth (braces) and twice at the vet. Our deal was to keep up with the $ 200 per month payments. I kept up with the payments as promised for a year. I lost my job, (she knew) and I fell behind on the payments. I set up arrangements with the company to take out $ 100 each month to
Q&A: hard inquiries on credit score.?
by eyewash
Question by FTSKxCORE: hard inquiries on credit score.?
so, i am 18, almost 19, i want to get a credit card with low limit. i have 7 hard inquiries on my credit score, with no luck. the only reason i want ONE card is to make simple purchases like gas that i know i can pay off. my last try was in august, would it be bad if i tried to apply for again now?
Best answer:
Answer by dusty_titusYou need a job, checking account, phone, apartment - then you can apply for a credit card
Question by FTSKxCORE: hard inquiries on credit score.?
so, i am 18, almost 19, i want to get a credit card with low limit. i have 7 hard inquiries on my credit score, with no luck. the only reason i want ONE card is to make simple purchases like gas that i know i can pay off. my last try was in august, would it be bad if i tried to apply for again now?
Best answer:
Answer by dusty_titusYou need a job, checking account, phone, apartment - then you can apply for a credit card
Q&A: How do we work on financing our car?
by Renegade98
Question by sweetsupplies85: How do we work on financing our car?
My hubby and I went to get our car today, and we had so many issues with loans!! I have bad credit (due to an identity theft issue), he has great credit. They denied us. We are completely lost as to what went wrong. Do we have other options other than the dealer? Should we have had him just apply alone? Any tips?? We dont understand, we've had friends with horrible credit get loans, and we worked really
Question by sweetsupplies85: How do we work on financing our car?
My hubby and I went to get our car today, and we had so many issues with loans!! I have bad credit (due to an identity theft issue), he has great credit. They denied us. We are completely lost as to what went wrong. Do we have other options other than the dealer? Should we have had him just apply alone? Any tips?? We dont understand, we've had friends with horrible credit get loans, and we worked really
Q&A: Would I really be able to lease a Nissan Altima (non-hybrid) at $199 per month?
by Chris Devers
Question by justellemJimsaidhello: Would I really be able to lease a Nissan Altima (non-hybrid) at 9 per month?
My brother in law says he and my sister have gotten very good deals from a particular Nissan dealer. He thinks I should be able to lease a new Altima for $ 199 per month. He doesn't know my background though, so how can he say it? This is what he doesn't know (for better or for worse). I'm 28 yrs. old, have a full time job, steady since September 06' and make an
Question by justellemJimsaidhello: Would I really be able to lease a Nissan Altima (non-hybrid) at 9 per month?
My brother in law says he and my sister have gotten very good deals from a particular Nissan dealer. He thinks I should be able to lease a new Altima for $ 199 per month. He doesn't know my background though, so how can he say it? This is what he doesn't know (for better or for worse). I'm 28 yrs. old, have a full time job, steady since September 06' and make an
Will really bad credit affect getting this job?
by Paleo-Crossfit-Omnivore-Lowcarb-NonVegan-Meat-Diet
Question by ikeybird98: Will really bad credit affect getting this job?
I apply at circut city the other day got throught everything and now I am at the background check and credit report.My background check is good but I did go throught a Credit Cousnling program till my mom bail me out with a loan for the debt.Now I have 6 account open all under 500 limits with a total of 1,800 of debt.Alot of the cards are still a hundred dollars away
Question by ikeybird98: Will really bad credit affect getting this job?
I apply at circut city the other day got throught everything and now I am at the background check and credit report.My background check is good but I did go throught a Credit Cousnling program till my mom bail me out with a loan for the debt.Now I have 6 account open all under 500 limits with a total of 1,800 of debt.Alot of the cards are still a hundred dollars away
where do you start on the credit scale?
Question by chris_ivd: where do you start on the credit scale?
ok, I turned 18 a few months ago, I got a credit card, and a checking account, for the past 3 months or so I have paid all my bills on time, and I've paid for more than just the minimum, but now my credit card is nailing me with all these fees so i want a new one.. but all i keep seeing is "needs good/excellent credit".. what I want to know is where do you start when you first start building credit.. 0?. 100? 200? cause most
ok, I turned 18 a few months ago, I got a credit card, and a checking account, for the past 3 months or so I have paid all my bills on time, and I've paid for more than just the minimum, but now my credit card is nailing me with all these fees so i want a new one.. but all i keep seeing is "needs good/excellent credit".. what I want to know is where do you start when you first start building credit.. 0?. 100? 200? cause most
I need a checking account?
Question by Steven C: I need a checking account?
Ok here is whats going on.
I live in Waukesha County WI. I have been trying to open up a checking account for about a week now and have had no luck at all. I have bad credit and a report on the Chex System thats 33 months old. Becuase of this I can't get a checking account but I can't afford to pay off the debt right now that I have on the chex system. I need to know if there is a bank out there(in WI) that will let me get a checking
Ok here is whats going on.
I live in Waukesha County WI. I have been trying to open up a checking account for about a week now and have had no luck at all. I have bad credit and a report on the Chex System thats 33 months old. Becuase of this I can't get a checking account but I can't afford to pay off the debt right now that I have on the chex system. I need to know if there is a bank out there(in WI) that will let me get a checking
Q&A: i am a college kid with bad credit trying to get approved for a car loan any suggestion?
by eyewash
Question by jesus m: i am a college kid with bad credit trying to get approved for a car loan any suggestion?
i have a full time job and need a car want to finance a used car no more than $ 20,000. I do go to school full time as well
Best answer:
Answer by estmirabilishey jesus,
back again?
i answered this the first time. but thanks for another 2 points!
hope you get some more help
Add your own answer in the
Question by jesus m: i am a college kid with bad credit trying to get approved for a car loan any suggestion?
i have a full time job and need a car want to finance a used car no more than $ 20,000. I do go to school full time as well
Best answer:
Answer by estmirabilishey jesus,
back again?
i answered this the first time. but thanks for another 2 points!
hope you get some more help
Add your own answer in the
Need a credit Card.?
by Chris Devers
Question by worthette: Need a credit Card.?
I have bad credit and no checking or savings account and I'm very desperate for a credit card to help me get through the holidays anyone know what I can do or where to get a credit card.
Best answer:
Answer by ra ra yeah!!search... "sub prime" or "high risk" credit cards... they are designed for people without credit or bad credit and are always willing to help... heres the kick in the pants though.. they are going to have
Question by worthette: Need a credit Card.?
I have bad credit and no checking or savings account and I'm very desperate for a credit card to help me get through the holidays anyone know what I can do or where to get a credit card.
Best answer:
Answer by ra ra yeah!!search... "sub prime" or "high risk" credit cards... they are designed for people without credit or bad credit and are always willing to help... heres the kick in the pants though.. they are going to have
Sabtu, 24 Maret 2012
Q&A: Help please regarding paying old debts and trying to fix my credit. Knowledgeable answers appreciated!?
by Chris Devers
Question by WhoMe?: Help please regarding paying old debts and trying to fix my credit. Knowledgeable answers appreciated!?
I had impeccable credit for over 30 years, but a little over a year ago, things started to go south, including the loss of my job. Needless to say, a very bad time in my life and I was unable to pay my bills for around a year. However life is better now, and I am now in the process of paying off all of my debts, after the not-so-pleasant experience of
Question by WhoMe?: Help please regarding paying old debts and trying to fix my credit. Knowledgeable answers appreciated!?
I had impeccable credit for over 30 years, but a little over a year ago, things started to go south, including the loss of my job. Needless to say, a very bad time in my life and I was unable to pay my bills for around a year. However life is better now, and I am now in the process of paying off all of my debts, after the not-so-pleasant experience of
What is the numerical range of % interest on a mortgage?
by eyewash
Question by : What is the numerical range of % interest on a mortgage?
I have bad/poor credit and im trying to guess what my interest rate would be on a loan but i have no clue for i am a first time buyer. Is there like a rangee?
Best answer:
Answer by P HWell, if you have bad credit, you likely won't qualify for a mortgage at any interest rate. Note that bad credit is different than no credit, since bad credit means you have failed to pay your bills on time, and no credit
Question by : What is the numerical range of % interest on a mortgage?
I have bad/poor credit and im trying to guess what my interest rate would be on a loan but i have no clue for i am a first time buyer. Is there like a rangee?
Best answer:
Answer by P HWell, if you have bad credit, you likely won't qualify for a mortgage at any interest rate. Note that bad credit is different than no credit, since bad credit means you have failed to pay your bills on time, and no credit
Q&A: Help please regarding paying old debts and trying to fix my credit. Knowledgeable answers appreciated!?
Question by WhoMe?: Help please regarding paying old debts and trying to fix my credit. Knowledgeable answers appreciated!?
I had impeccable credit for over 30 years, but a little over a year ago, things started to go south, including the loss of my job. Needless to say, a very bad time in my life and I was unable to pay my bills for around a year. However life is better now, and I am now in the process of paying off all of my debts, after the not-so-pleasant experience of having to talk
I had impeccable credit for over 30 years, but a little over a year ago, things started to go south, including the loss of my job. Needless to say, a very bad time in my life and I was unable to pay my bills for around a year. However life is better now, and I am now in the process of paying off all of my debts, after the not-so-pleasant experience of having to talk
how do you buy a car with business credit?
Question by Divine: how do you buy a car with business credit?
I am a 24 year old kid that never opened any credit accounts when I was younger, for fear of getting bad credit, nowI'm trying to get a car and am being told that I don't have any established credit so I can't be financed.I opened a business and have credit through my business is there any way that I can use this credit to help with my car buying experiance.
Best answer:
Answer by Big Jay 7you can buy the car under the
I am a 24 year old kid that never opened any credit accounts when I was younger, for fear of getting bad credit, nowI'm trying to get a car and am being told that I don't have any established credit so I can't be financed.I opened a business and have credit through my business is there any way that I can use this credit to help with my car buying experiance.
Best answer:
Answer by Big Jay 7you can buy the car under the
How do I stop living paycheck to paycheck?
by eyewash
Question by AnnaBee: How do I stop living paycheck to paycheck?
I'm a teacher with a bunch of debt. I racked up a bunch of credit card debt when I had to quit work for a few months before I started teaching to finish my teaching portfolio and get my classroom ready. (That was 2 years ago.) I also got into an apartment that's too expensive for me. (A moron did my finances and told me that I could afford it.) I know that I have to get out, but my lease month is October, right
Question by AnnaBee: How do I stop living paycheck to paycheck?
I'm a teacher with a bunch of debt. I racked up a bunch of credit card debt when I had to quit work for a few months before I started teaching to finish my teaching portfolio and get my classroom ready. (That was 2 years ago.) I also got into an apartment that's too expensive for me. (A moron did my finances and told me that I could afford it.) I know that I have to get out, but my lease month is October, right
My credit card bill is due again?
by eyewash
Question by pulling liberals pants down: My credit card bill is due again?
Just a few months ago my credit card bill came, and I had no money to pay it. So I did the sensible thing and ordered a new credit card with an even greater spending limit, because I obviously couldn't just stop buying new shoes and eating out at fancy places in order to save money. Well long story short the bill on that new credit card is due already, and now I'm thinking I should get yet another new
Question by pulling liberals pants down: My credit card bill is due again?
Just a few months ago my credit card bill came, and I had no money to pay it. So I did the sensible thing and ordered a new credit card with an even greater spending limit, because I obviously couldn't just stop buying new shoes and eating out at fancy places in order to save money. Well long story short the bill on that new credit card is due already, and now I'm thinking I should get yet another new
Q&A: Have you been hurt by inaccurate credit bureau info?
by Renegade98
Question by magdarra: Have you been hurt by inaccurate credit bureau info?
Below is a copy of a letter sent to President Obama and each of my congressmen today.
If you have had your chances for a loan, mortgage, or job destroyed due to inaccurate credit bureau information, now is the time to speak up and ask for reform
Dear President Obama,
I am writing to ask you to focus attention on one significant aspect of the credit crunch that has not received much press - the
Question by magdarra: Have you been hurt by inaccurate credit bureau info?
Below is a copy of a letter sent to President Obama and each of my congressmen today.
If you have had your chances for a loan, mortgage, or job destroyed due to inaccurate credit bureau information, now is the time to speak up and ask for reform
Dear President Obama,
I am writing to ask you to focus attention on one significant aspect of the credit crunch that has not received much press - the
Is buying a home with 3.5% down and an FHA loan a bad idea?
by marsmet461
Question by beeb: Is buying a home with 3.5% down and an FHA loan a bad idea?
I have a stable financial situation and would be able to make monthly payments, I just do not have much money saved up because I am young. I"m trying to take advantage of the $ 8000 tax credit.
Best answer:
Answer by golferwhoworksyes it is a good idea and you can even have family gift you some if not all the down payment
I am a mortgage banker in TN
Know better? Leave your own answer in
Question by beeb: Is buying a home with 3.5% down and an FHA loan a bad idea?
I have a stable financial situation and would be able to make monthly payments, I just do not have much money saved up because I am young. I"m trying to take advantage of the $ 8000 tax credit.
Best answer:
Answer by golferwhoworksyes it is a good idea and you can even have family gift you some if not all the down payment
I am a mortgage banker in TN
Know better? Leave your own answer in
How do i go by getting rid of a car that i am financing ??
Question by Meme: How do i go by getting rid of a car that i am financing ??
last year i financed a car , i have bad credit therefore everything is high interest , i m struggling with the payment and all , but anyway.. i now got accepted into the school of my dream and i will be living on campus, wont be working anymore. therefore i will not be able to afford my payment , i am only 20 cannot afford for my credit to become worst than it is now,, so i know i cannot return the car, i know i
last year i financed a car , i have bad credit therefore everything is high interest , i m struggling with the payment and all , but anyway.. i now got accepted into the school of my dream and i will be living on campus, wont be working anymore. therefore i will not be able to afford my payment , i am only 20 cannot afford for my credit to become worst than it is now,, so i know i cannot return the car, i know i
How can I get away from all that is happening?
Question by : How can I get away from all that is happening?
My father is an alcoholic and drinks about 5 liters of alcohol every night. I'm not abused, he just passes out for the rest of the day. In fact, I haven't spoken to him in a month because that is all he does: Go to work, get drunk in the store's parking lot and drive home in that state, and then pass out. It's incredibly dangerous but he doesn't care. My mother works late and has completely given up on him ever quitting which
My father is an alcoholic and drinks about 5 liters of alcohol every night. I'm not abused, he just passes out for the rest of the day. In fact, I haven't spoken to him in a month because that is all he does: Go to work, get drunk in the store's parking lot and drive home in that state, and then pass out. It's incredibly dangerous but he doesn't care. My mother works late and has completely given up on him ever quitting which
I mean really....what is the worst they can do to your if you checking account is overdrawn?
Question by reelperspectiv: I mean really....what is the worst they can do to your if you checking account is overdrawn?
(I am asking this question for a friend of mine) What if you just stopped using it all together and you decided you just won't use bank accounts and credit cards all together, while still having an overdrawn bank account.
Best answer:
Answer by shelcomthey''ll send the balance to a collection agency. Do you really expect the bank to just forget about it?
Add your
(I am asking this question for a friend of mine) What if you just stopped using it all together and you decided you just won't use bank accounts and credit cards all together, while still having an overdrawn bank account.
Best answer:
Answer by shelcomthey''ll send the balance to a collection agency. Do you really expect the bank to just forget about it?
Add your
Q&A: Fresh out of college, Brand New job, and Possibly house?
by Chris Devers
Question by Sam: Fresh out of college, Brand New job, and Possibly house?
I am a recent grad from a school in Ohio and about a month ago I became FINALLY a big girl and got my first full time job. My fiance and I live together and we decided that we're done living in an apartment and we want to buy a house. Currently I have two jobs, making 2 grand a month before taxes, credit scores ranging from 690-720 and have not a lot of debt (college around 13,000 and my car is being
Question by Sam: Fresh out of college, Brand New job, and Possibly house?
I am a recent grad from a school in Ohio and about a month ago I became FINALLY a big girl and got my first full time job. My fiance and I live together and we decided that we're done living in an apartment and we want to buy a house. Currently I have two jobs, making 2 grand a month before taxes, credit scores ranging from 690-720 and have not a lot of debt (college around 13,000 and my car is being
Got fooled by a Physic; lost money and emotionally worn out?
Question by Sahara: Got fooled by a Physic; lost money and emotionally worn out?
I just broke up with my long time relationship. Right after that my emotional stress took my job, I couldn't keep up with it. I was so mentally stressed out. My relationship with my boyfriend was so rocky. I was in emotional roller coaster every single day. We finally broke up a couple of month ago when he told me that he is going to marry someone in his country. He totally hide me about his other relationship
I just broke up with my long time relationship. Right after that my emotional stress took my job, I couldn't keep up with it. I was so mentally stressed out. My relationship with my boyfriend was so rocky. I was in emotional roller coaster every single day. We finally broke up a couple of month ago when he told me that he is going to marry someone in his country. He totally hide me about his other relationship
Anyone savy in getting out of debt?
Question by Hollywood: Anyone savy in getting out of debt?
I have quite a tangled web of debt situations (divorce fallout), not the least of which includes a HUGE vehicle payment (the residual from a former lease was rolled on top of a new car payment). I am fed up with being in debt. I have paid off as much revolving debt as I can, yet I don't see a way to consolidate the rest due to the inevitable bad credit. Once the IRS rips off their unfair share of my hard-earned money, there is
I have quite a tangled web of debt situations (divorce fallout), not the least of which includes a HUGE vehicle payment (the residual from a former lease was rolled on top of a new car payment). I am fed up with being in debt. I have paid off as much revolving debt as I can, yet I don't see a way to consolidate the rest due to the inevitable bad credit. Once the IRS rips off their unfair share of my hard-earned money, there is
How much impact does a Debt Management Program have on your credit?
Question by Gisellle: How much impact does a Debt Management Program have on your credit?
Some drastic changes have occurred in family’s income and I have to support two households (my own and my parents) for the time being. This means two mortgages and two set of utility bills.
To help me manage this I am thinking of joining a DMP to reduce my monthly payment towards my unsecured credit. So far I have been on time on all my payments, but my credit score is lowering because I have had to
Some drastic changes have occurred in family’s income and I have to support two households (my own and my parents) for the time being. This means two mortgages and two set of utility bills.
To help me manage this I am thinking of joining a DMP to reduce my monthly payment towards my unsecured credit. So far I have been on time on all my payments, but my credit score is lowering because I have had to
Need help trying to get an auto loan?
Question by Yessir: Need help trying to get an auto loan?
Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score).
I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took
Im trying to get an auto loan anywhere from 13-15k. I dont know if its possible or not. I havent tried applying for any outside of Capital One, it was denied. I looked at my Credit Report and all that and even paid to see what my score was. Its a 608 (from my knowledge a very bad score).
I just got done paying off a charged off Credit Card thru Capital One (thinking thats a big reason why I may have been denied seeing that they took
Jumat, 23 Maret 2012
Q&A: Wondering About A Principal Reduction on my mortgage loan?
Question by Amelia J: Wondering About A Principal Reduction on my mortgage loan?
have a simple question and I am asking for a non political answer!
We have NEVER been late on my mortgage. When I purchased my home back in 2008 I took out a 30 year 6% fixed rate mortgage for $ 281,000.00. Because my husband is in insurance, his finances have suffered significantly so we did a streamline refinance back in September 2011 and took out a 30 year, 4.25% fixed rate mortgage for $ 270,000.00. It
have a simple question and I am asking for a non political answer!
We have NEVER been late on my mortgage. When I purchased my home back in 2008 I took out a 30 year 6% fixed rate mortgage for $ 281,000.00. Because my husband is in insurance, his finances have suffered significantly so we did a streamline refinance back in September 2011 and took out a 30 year, 4.25% fixed rate mortgage for $ 270,000.00. It
how do I get an auto loan with bad credit?
by eyewash
Question by sweet_angel_love_83: how do I get an auto loan with bad credit?
I am trying to finance a car but on my credit I have a few charge offs and a judgement. I would like to find a loan from a fianance company rather than going to a buy here pay here place can anyone help I live in pheonix Az. Thanks
Best answer:
Answer by noodlesYou can ask someone to co-sign with you. Like a parent or spouse.
This might not be relavent to your problem, but you know you can drive a
Question by sweet_angel_love_83: how do I get an auto loan with bad credit?
I am trying to finance a car but on my credit I have a few charge offs and a judgement. I would like to find a loan from a fianance company rather than going to a buy here pay here place can anyone help I live in pheonix Az. Thanks
Best answer:
Answer by noodlesYou can ask someone to co-sign with you. Like a parent or spouse.
This might not be relavent to your problem, but you know you can drive a
Looking for personal loans?
by marsmet461
Question by dsmith572: Looking for personal loans?
where can I get a 1500 dollar loan easy with bad credit with time to pay back. I do not want a payday loan. I want something with a monthly payment thank you.
Best answer:
Answer by Wayne ZYou probably won't.
You can one of the Peer to Peer Lending sites but I can not guarantee anything.
www.prosper.com
www.lendingclub.com
Know better? Leave your own answer in the
Question by dsmith572: Looking for personal loans?
where can I get a 1500 dollar loan easy with bad credit with time to pay back. I do not want a payday loan. I want something with a monthly payment thank you.
Best answer:
Answer by Wayne ZYou probably won't.
You can one of the Peer to Peer Lending sites but I can not guarantee anything.
www.prosper.com
www.lendingclub.com
Know better? Leave your own answer in the
Can you really lease an Nissan Altima for $199 per month?
Question by justellemJimsaidhello: Can you really lease an Nissan Altima for 9 per month?
My brother in law says he and my sister have gotten very good deals from a particular Nissan dealer. He thinks I should be able to lease a new Altima for $ 199 per month. He doesn't know my background though, so how can he say it? This is what he doesn't know (for better or for worse). I'm 28 yrs. old, have a full time job, steady since September 06' and make an income of 38,500. All three Fico scores
My brother in law says he and my sister have gotten very good deals from a particular Nissan dealer. He thinks I should be able to lease a new Altima for $ 199 per month. He doesn't know my background though, so how can he say it? This is what he doesn't know (for better or for worse). I'm 28 yrs. old, have a full time job, steady since September 06' and make an income of 38,500. All three Fico scores
What's the best way to search for a specific used car with bad credit?
Question by ferran275: What's the best way to search for a specific used car with bad credit?
My credit is crap, I've been through RoadLoan.com and checked out DriveTime (with their HORRIBLE reviews) I'm approved through RoadLoan but they want me to get into something with Carmax, and they charge a lot more than I can afford per month.
What's funny about the whole situation is the car I want is only worth about 6K in perfect condition, yet crappy looking Daewoo's cost at least DOUBLE
My credit is crap, I've been through RoadLoan.com and checked out DriveTime (with their HORRIBLE reviews) I'm approved through RoadLoan but they want me to get into something with Carmax, and they charge a lot more than I can afford per month.
What's funny about the whole situation is the car I want is only worth about 6K in perfect condition, yet crappy looking Daewoo's cost at least DOUBLE
Husband co-sign for brother..... Please help me.?
Question by B: Husband co-sign for brother..... Please help me.?
Ok my husbands parents cant co-sign for my brother-in-law because there dad got hurt and was off work for 6 months and his credit is bad now. Well my brother-in-law asked my husband and there mother asked him to do it to. I dont want him to do it because we had some bad times a few years back and now our credit is a lot better we just leased a brand new car and everything is going great. His brother is so just dumb and i know
Ok my husbands parents cant co-sign for my brother-in-law because there dad got hurt and was off work for 6 months and his credit is bad now. Well my brother-in-law asked my husband and there mother asked him to do it to. I dont want him to do it because we had some bad times a few years back and now our credit is a lot better we just leased a brand new car and everything is going great. His brother is so just dumb and i know
Why ping your more than one credit report?
by Chris Devers
Question by ♥ Mary ♥: Why ping your more than one credit report?
I asked awhile back where I should go and apply for a credit card if I have bad credit. A few people said Orchard Bank. I applied with them and even though my credit score is int he 540's they said I could only get a secured credit card.
Later that night I saw that someone else said to try Capitol One cause they were easier.
So, I noticed that they hard hit my Trans Union credit report one day.
Question by ♥ Mary ♥: Why ping your more than one credit report?
I asked awhile back where I should go and apply for a credit card if I have bad credit. A few people said Orchard Bank. I applied with them and even though my credit score is int he 540's they said I could only get a secured credit card.
Later that night I saw that someone else said to try Capitol One cause they were easier.
So, I noticed that they hard hit my Trans Union credit report one day.
Which vehicles have the best deals Honda,Toyota,Nissan etc....?
Question by : Which vehicles have the best deals Honda,Toyota,Nissan etc....?
I have bad credit ( score is 529) but my down payment will be about $ 4,000. I like the Honda Accord and the Toyota Camry SE and the Nissan Altima, I also noticed that Toyota has a maintenance program on all of there car's that they finance or lease. My co-worker was telling me to look into Hyundai and Kia as these two brands are competing with the bigger brands like Honda and Toyota and therefore offer more
I have bad credit ( score is 529) but my down payment will be about $ 4,000. I like the Honda Accord and the Toyota Camry SE and the Nissan Altima, I also noticed that Toyota has a maintenance program on all of there car's that they finance or lease. My co-worker was telling me to look into Hyundai and Kia as these two brands are competing with the bigger brands like Honda and Toyota and therefore offer more
**I need financial advice ASAP!!!**?
Question by : **I need financial advice ASAP!!!**?
My fiance is leasing a 2008 Dodge Avenger, he has no license but has full coverage insurance. My mother was driving me to work in the car and she hit a pole, she has a license, but no insurance. So he is going to be stuck with the bill because my mom is a low life and she hasn't even offered anything. It's going to be around $ 5,000 and considering Im going to college, we have absolutley no money! We live in Columbus Ohio and I was
My fiance is leasing a 2008 Dodge Avenger, he has no license but has full coverage insurance. My mother was driving me to work in the car and she hit a pole, she has a license, but no insurance. So he is going to be stuck with the bill because my mom is a low life and she hasn't even offered anything. It's going to be around $ 5,000 and considering Im going to college, we have absolutley no money! We live in Columbus Ohio and I was
How can I finance a car when I have no credit and parents credit is bad.?
by Richard Masoner / Cyclelicious
Question by Cody H: How can I finance a car when I have no credit and parents credit is bad.?
I am a college student and in need of a new car. I don't have the money to go buy one with cash. I want to make payments on one but I have no credit and I can't cosign with my parents because their credit is too bad. I work for my dad and he pays me under the table. I make 300+ a week so I have enough to pay for a car.
Is there any way that I could make payments on
Question by Cody H: How can I finance a car when I have no credit and parents credit is bad.?
I am a college student and in need of a new car. I don't have the money to go buy one with cash. I want to make payments on one but I have no credit and I can't cosign with my parents because their credit is too bad. I work for my dad and he pays me under the table. I make 300+ a week so I have enough to pay for a car.
Is there any way that I could make payments on
Recovering from bad credit?
Question by Seth M: Recovering from bad credit?
I don't know if i have bad credit or good credit, how can i check?
Is it possible you can check for free?
I went into coast capital today and they turned me down on making an account there because they said i had no credit.
i can't get a credit card with no credit, so how would i build it?
This is really frustrating me...any suggestions?
How fast does credit go up when you pay your bills on time? and how many notches does it go down when you
I don't know if i have bad credit or good credit, how can i check?
Is it possible you can check for free?
I went into coast capital today and they turned me down on making an account there because they said i had no credit.
i can't get a credit card with no credit, so how would i build it?
This is really frustrating me...any suggestions?
How fast does credit go up when you pay your bills on time? and how many notches does it go down when you
I'm filing for divorce at husband's request and am very worried about his threats. Anyone have info or exp?
by eyewash
Question by Lakersangel: I'm filing for divorce at husband's request and am very worried about his threats. Anyone have info or exp?
My husband's alcoholism has gone from bad to worse, causing constant fighting and arguing. He told me to file for divorce, which was not what I really wanted.
We are still in the same house. It is in my name alone, bought before the marriage, and he signed a quit claim leaving it as my sole and separate property when I refinanced.
I have been
Question by Lakersangel: I'm filing for divorce at husband's request and am very worried about his threats. Anyone have info or exp?
My husband's alcoholism has gone from bad to worse, causing constant fighting and arguing. He told me to file for divorce, which was not what I really wanted.
We are still in the same house. It is in my name alone, bought before the marriage, and he signed a quit claim leaving it as my sole and separate property when I refinanced.
I have been
Kamis, 22 Maret 2012
Q&A: scam or too good to be true?
by eyewash
Question by michelle: scam or too good to be true?
Does anyone know about this company called KO Capital? They offer loans to people with bad credit with no credit check. Sounds too good to be true! They make u prepay $ 100 for every 10 thousand you borrow. A lot of people I work with have sent the money and are waiting for the loan...some of them have been waiting for two months . Is this a scam? Any answers will be helpfull! Thanx!
Best answer:
Answer by L. A. Fno never
Question by michelle: scam or too good to be true?
Does anyone know about this company called KO Capital? They offer loans to people with bad credit with no credit check. Sounds too good to be true! They make u prepay $ 100 for every 10 thousand you borrow. A lot of people I work with have sent the money and are waiting for the loan...some of them have been waiting for two months . Is this a scam? Any answers will be helpfull! Thanx!
Best answer:
Answer by L. A. Fno never
Has anyone ever heard of Percision Group, a lending company??
Question by Mia J: Has anyone ever heard of Percision Group, a lending company??
They are claiming to be a lending company that lends money to people with bad credit. But in order to get the loan you have to send them 10% of however much you want to borrow. To me it seems kind of shady. This company wants you to Western Union or Money Gram them the 10% fee and then they claim that they will auto-deposit your loan money in your account. Has anyone had any dealings with this company, and
They are claiming to be a lending company that lends money to people with bad credit. But in order to get the loan you have to send them 10% of however much you want to borrow. To me it seems kind of shady. This company wants you to Western Union or Money Gram them the 10% fee and then they claim that they will auto-deposit your loan money in your account. Has anyone had any dealings with this company, and
Q&A: What to do when you just don't have enough $ to pay the bills??
Question by Blah: What to do when you just don't have enough $ to pay the bills??
So this month is really tight for us. My husband is out of work and I work on commission, and last month (which I get paid for this month) was just not a good month. I know next month is going to be way better though. Even with cutting out all necessities and spending hardly any on gas and food, I still think I'm going to be short for bill money. What do people do in this situation? I have nobody I can
So this month is really tight for us. My husband is out of work and I work on commission, and last month (which I get paid for this month) was just not a good month. I know next month is going to be way better though. Even with cutting out all necessities and spending hardly any on gas and food, I still think I'm going to be short for bill money. What do people do in this situation? I have nobody I can
how is interest on credit cards calculated.?
Question by agirlygirlinlovewithaboy: how is interest on credit cards calculated.?
I'm just going to put my specific situation because every other question I've read confuses me.
Now, I had someone wirte me a bad check for about 1000 dollars for money they borrowed from me. Well, it bounced (of course) and I paid bills with that money before I realized this person had written me a bad check. Long story short, I ended up in the negative about 1200 dollars. No big deal except My wedding was
I'm just going to put my specific situation because every other question I've read confuses me.
Now, I had someone wirte me a bad check for about 1000 dollars for money they borrowed from me. Well, it bounced (of course) and I paid bills with that money before I realized this person had written me a bad check. Long story short, I ended up in the negative about 1200 dollars. No big deal except My wedding was
Home Equity Line of Credit HELP!! Specialized Loan Servicing / GMAC?
Question by Alan A: Home Equity Line of Credit HELP!! Specialized Loan Servicing / GMAC?
I purchased my home in 2004. At that time, a $ 26,000 home equity line of credit was established through GMAC. In October of 2009, GMAC sold my HELOC to Specialized Loan Servicing.
Ever since, it has been a nightmare.
Can't keep track of my payments, no idea where my money is being applied, bogus annual maintenance fees (that were not in the original GMAC note), impossible to read statements - I'm
I purchased my home in 2004. At that time, a $ 26,000 home equity line of credit was established through GMAC. In October of 2009, GMAC sold my HELOC to Specialized Loan Servicing.
Ever since, it has been a nightmare.
Can't keep track of my payments, no idea where my money is being applied, bogus annual maintenance fees (that were not in the original GMAC note), impossible to read statements - I'm
I'm filing for divorce at my husband's request,& I'm worried about what'll happen. Anyone have experienc,info?
Question by Lakersangel: I'm filing for divorce at my husband's request,& I'm worried about what'll happen. Anyone have experienc,info?
My husband's alcoholism has gone from bad to worse, causing constant fighting and arguing. He told me to file for divorce, which was not what I really wanted.
We are still in the same house. It is in my name alone, bought before the marriage, and he signed a quit claim leaving it as my sole and separate property when I refinanced.
I have been responsible
My husband's alcoholism has gone from bad to worse, causing constant fighting and arguing. He told me to file for divorce, which was not what I really wanted.
We are still in the same house. It is in my name alone, bought before the marriage, and he signed a quit claim leaving it as my sole and separate property when I refinanced.
I have been responsible
Advice on my credit healing process?
by eyewash
Question by Vincent H: Advice on my credit healing process?
Some background info:
I am 23 years old, currently work 2 jobs, 60 hour week average, have $ 11,000 in student loan debt, and no other forms of debt as I have just paid off my credit card and my car loan in full. My credit history is poor and it has taken me about a year to get to this point in debt repayment. My credit score as of last week is 498 due to several factors: I was fired from my full-time job in Dec' 2009
Question by Vincent H: Advice on my credit healing process?
Some background info:
I am 23 years old, currently work 2 jobs, 60 hour week average, have $ 11,000 in student loan debt, and no other forms of debt as I have just paid off my credit card and my car loan in full. My credit history is poor and it has taken me about a year to get to this point in debt repayment. My credit score as of last week is 498 due to several factors: I was fired from my full-time job in Dec' 2009
I don't like sex that much, but my fiance loves it TOO much!?
by Chris Devers
Question by gamergirl777: I don't like sex that much, but my fiance loves it TOO much!?
Okay, here's the story.
I grew up thinking that sex is just for pleasure and also for people that you love, so naturally I stayed a virgin until the age of 20 (when my fiance moved to my state after 2 years of long distance relationship).
The first 2-3 months of sex was amazing because we were doing it 2-3 times a day every chance we got. Then it just died down from there, and instead
Question by gamergirl777: I don't like sex that much, but my fiance loves it TOO much!?
Okay, here's the story.
I grew up thinking that sex is just for pleasure and also for people that you love, so naturally I stayed a virgin until the age of 20 (when my fiance moved to my state after 2 years of long distance relationship).
The first 2-3 months of sex was amazing because we were doing it 2-3 times a day every chance we got. Then it just died down from there, and instead
married for 5 years and on the break of thinking of divorse on my part?
Question by blue_vue: married for 5 years and on the break of thinking of divorse on my part?
i have been married to my husband of 5 years and this is not the first time he has overreacted. this is a constant pattern with him. you see i went to my local dmv to regester the suv because we refince and it was now in my name before it was a lease in my husbands name for past 4 years. and so we had a personlize plate we had for past 4 years of the lease and that the lease was done we decided
i have been married to my husband of 5 years and this is not the first time he has overreacted. this is a constant pattern with him. you see i went to my local dmv to regester the suv because we refince and it was now in my name before it was a lease in my husbands name for past 4 years. and so we had a personlize plate we had for past 4 years of the lease and that the lease was done we decided
I have sub-prime, hi-rate mortgage, made payments on time for 1 1/2 years. What will the bail-out do for me?
Question by EMPac99: I have sub-prime, hi-rate mortgage, made payments on time for 1 1/2 years. What will the bail-out do for me?
I hava a credit card garnishing my wages, but by so doing, they are getting paid. I don't blame anyone else for my credit problems, but I want to know if I am going to get some relief, or if I'm going to have to pay my bad debt, and some other bum's as well. Does anyone know?
Best answer:
Answer by nedree@verizon.net nothing will change.pay or
I hava a credit card garnishing my wages, but by so doing, they are getting paid. I don't blame anyone else for my credit problems, but I want to know if I am going to get some relief, or if I'm going to have to pay my bad debt, and some other bum's as well. Does anyone know?
Best answer:
Answer by nedree@verizon.net nothing will change.pay or
What are my chances of getting a loan with bad credit?
Question by : What are my chances of getting a loan with bad credit?
I had no choice but to default on several credit cards, utility bills and a home back in '03/04. Since then I've been making peon money 'under the table' so it looks like to the world I have no job. My mom passed and left me a small inheritance, I would like to buy a house and will need a mortgage loan. I'm putting down 50% for payment which is all I have. All that stuff is going to show up on my report? If I even get
I had no choice but to default on several credit cards, utility bills and a home back in '03/04. Since then I've been making peon money 'under the table' so it looks like to the world I have no job. My mom passed and left me a small inheritance, I would like to buy a house and will need a mortgage loan. I'm putting down 50% for payment which is all I have. All that stuff is going to show up on my report? If I even get
Is it stupid to have a credit card at 18 years old?
Question by Wonderer500: Is it stupid to have a credit card at 18 years old?
I am an 18 year old female and college freshman. In November my mother and I signed myself up for a credit card. Her reasoning for me getting it was so that I can build up my credit so that by the time I want to buy my own car I will be able to because by then I will already have good enough credit... I am very responsible with it and pay more than the minimum payment every month and I am nowhere near the maximum.
I am an 18 year old female and college freshman. In November my mother and I signed myself up for a credit card. Her reasoning for me getting it was so that I can build up my credit so that by the time I want to buy my own car I will be able to because by then I will already have good enough credit... I am very responsible with it and pay more than the minimum payment every month and I am nowhere near the maximum.
Rabu, 21 Maret 2012
Does any one know how to get a car with bad or no credit?
Question by geckeat: Does any one know how to get a car with bad or no credit?
Me and my husband have just started a family and need a bigger vehicle. He has no credit and I have paid off two vehicles but have tons of medical bills on my credit. We have about 3000 and a trade in to put down. Does any one know of a place that helps finance to get a car with no credit? Please help. Ive tried a few that advertise it but they never seem legit. I know there has to be a way, there are alot of
Me and my husband have just started a family and need a bigger vehicle. He has no credit and I have paid off two vehicles but have tons of medical bills on my credit. We have about 3000 and a trade in to put down. Does any one know of a place that helps finance to get a car with no credit? Please help. Ive tried a few that advertise it but they never seem legit. I know there has to be a way, there are alot of
Q&A: Can a car contract be broken if they can't get you financed with a co. that will report to the credit bureaus?
Question by darcyfarkle: Can a car contract be broken if they can't get you financed with a co. that will report to the credit bureaus?
We bought a car through an Auto Wholesale Broker in California. We signed a contract for 48 months @ $ 302 per month. We are paying a really high interest rate (21%) because of bad credit. This company specializes in financing people with bad credit. We've had the car for about 3 weeks and now they are saying that they can't get us financed and they
We bought a car through an Auto Wholesale Broker in California. We signed a contract for 48 months @ $ 302 per month. We are paying a really high interest rate (21%) because of bad credit. This company specializes in financing people with bad credit. We've had the car for about 3 weeks and now they are saying that they can't get us financed and they
If my husband should die, what happens to billing accounts?
by Chris Devers
Question by : If my husband should die, what happens to billing accounts?
We have no debt except our mortgage. I don't have good credit but my husband's credit is excellent and this is what has allowed us to finance things and open accounts like for cell phones, etc. Everything is in his name. He has several credit cards, and never carries a balance. I have one of my own with a very low limit as I rebuild my credit, but I still get turned down for things. I am an authorized
Question by : If my husband should die, what happens to billing accounts?
We have no debt except our mortgage. I don't have good credit but my husband's credit is excellent and this is what has allowed us to finance things and open accounts like for cell phones, etc. Everything is in his name. He has several credit cards, and never carries a balance. I have one of my own with a very low limit as I rebuild my credit, but I still get turned down for things. I am an authorized
Have any of you heard the expression, in order to make money you have to spend money?
by Boogies with Fish
Question by Dawson Lives: Have any of you heard the expression, in order to make money you have to spend money?
That's the same premise as Obam's stimulus package. The amount of money he's spending may seem outrageous, but it's the only way this economic catastrophe is going to turn around.
It's nothing like what Bush did. he took a record surplus and wasted it on an unecessary war, which took us deeper and deeper into debt, to the point his administration had to start
Question by Dawson Lives: Have any of you heard the expression, in order to make money you have to spend money?
That's the same premise as Obam's stimulus package. The amount of money he's spending may seem outrageous, but it's the only way this economic catastrophe is going to turn around.
It's nothing like what Bush did. he took a record surplus and wasted it on an unecessary war, which took us deeper and deeper into debt, to the point his administration had to start
Im having financial problems what can yall recommend me.?
Question by chris c: Im having financial problems what can yall recommend me.?
Well this is my situation I had a happy life it was me, my mom, my moms boyfriend, and my dog. We lived in a two bedroom apartment with a nice cars and we had a good life. All of a sudden my mom and her boyfriend separated and now we are having big financial issues. now its just me and my mom living in the same two bedroom apt my mom is the only one supporting me and we have a ton of bills to pay when back then
Well this is my situation I had a happy life it was me, my mom, my moms boyfriend, and my dog. We lived in a two bedroom apartment with a nice cars and we had a good life. All of a sudden my mom and her boyfriend separated and now we are having big financial issues. now its just me and my mom living in the same two bedroom apt my mom is the only one supporting me and we have a ton of bills to pay when back then
My cars frame is rotted and I need a new car what do I do?
by Chris Devers
Question by : My cars frame is rotted and I need a new car what do I do?
I am on SSDI, and I make $ 15,000 a year. I live in the country and have three younger children. I have a 1998 Buick Century with over 100,000 miles. I have put well over $ 2000 into it due to rot. I am now told that the cars frame is rotted and I better find a car soon (this statement is not from a dealer, its from my father-in-law). I havent had a loan out in over 7 years, and I don't use credit
Question by : My cars frame is rotted and I need a new car what do I do?
I am on SSDI, and I make $ 15,000 a year. I live in the country and have three younger children. I have a 1998 Buick Century with over 100,000 miles. I have put well over $ 2000 into it due to rot. I am now told that the cars frame is rotted and I better find a car soon (this statement is not from a dealer, its from my father-in-law). I havent had a loan out in over 7 years, and I don't use credit
How to Protect Assets when you have Bad Credit?
Question by : How to Protect Assets when you have Bad Credit?
I moved away 2 years ago and just recently moved back to the US, New York. When I had left I had about $ 50,000 in unpaid credit cards and now all of it is been charged off and in collections. I am currently figuring out the best way to settle this debt and have spoken to a few credit agencies, but it will take at least a year for me to pay them off at a settlement rate.
I have some money now that I inherited overseas - and I
I moved away 2 years ago and just recently moved back to the US, New York. When I had left I had about $ 50,000 in unpaid credit cards and now all of it is been charged off and in collections. I am currently figuring out the best way to settle this debt and have spoken to a few credit agencies, but it will take at least a year for me to pay them off at a settlement rate.
I have some money now that I inherited overseas - and I
Parents ruined my credit?
Question by MellyMelz: Parents ruined my credit?
At around the age of 18, my mother asked me to open a credit account. I did and when I got the card, I was told that it was to be used by my father for his dump truck and gas. Basically they used up all the $ 3,000 dollars and in the end stopped paying for it. I didn't have a job at the time so I couldn't pay it off. It was not paid off for 4 months and my credit is now poor. I don't think it's my responsibility to pay it off because they
At around the age of 18, my mother asked me to open a credit account. I did and when I got the card, I was told that it was to be used by my father for his dump truck and gas. Basically they used up all the $ 3,000 dollars and in the end stopped paying for it. I didn't have a job at the time so I couldn't pay it off. It was not paid off for 4 months and my credit is now poor. I don't think it's my responsibility to pay it off because they
Chase Bank-External Accounts?
by bloody marty mix
Question by AJoy: Chase Bank-External Accounts?
I do contract labor and have had some issues with a job paying (bad checks), so I told them to deposit a check into my checking account with Chase today immediately in order to not have any problems.
I gave them my checking account, but right away remembered that now with Chase all routing numbers are the same for each state and am concerned. The credit on my account came through as a bank transfer from their checking
Question by AJoy: Chase Bank-External Accounts?
I do contract labor and have had some issues with a job paying (bad checks), so I told them to deposit a check into my checking account with Chase today immediately in order to not have any problems.
I gave them my checking account, but right away remembered that now with Chase all routing numbers are the same for each state and am concerned. The credit on my account came through as a bank transfer from their checking
Since we are experiencing the end of a giant credit bubble (government and personal) which will soon change?
Question by Jules Winnfield Utopian Socialist: Since we are experiencing the end of a giant credit bubble (government and personal) which will soon change?
our very way of life, wouldn't it be better for people to try and understand our predicament rather than listening to Fox News and pointing fingers?
Most of you won't have a clue what I am saying but suffice it to say that in the next few years our lives will change for the worse. This is the tail end of a credit bubble that started in
our very way of life, wouldn't it be better for people to try and understand our predicament rather than listening to Fox News and pointing fingers?
Most of you won't have a clue what I am saying but suffice it to say that in the next few years our lives will change for the worse. This is the tail end of a credit bubble that started in
Q&A: Do we stay in a house we can't afford or do we chase my dream of traveling while the economy recovers?
by SS&SS
Question by tree hugger: Do we stay in a house we can't afford or do we chase my dream of traveling while the economy recovers?
If a family member bought you a house to rent to own but you really could not afford it and you were in a constant cycle of poverty would you walk away from the house no matter if it made the relative angry (they are already burdened because we can't pay for the home) and for a short time live your travel dreams for awhile until the economy improves? This
Question by tree hugger: Do we stay in a house we can't afford or do we chase my dream of traveling while the economy recovers?
If a family member bought you a house to rent to own but you really could not afford it and you were in a constant cycle of poverty would you walk away from the house no matter if it made the relative angry (they are already burdened because we can't pay for the home) and for a short time live your travel dreams for awhile until the economy improves? This
Do To A Divorce I Have Really Bad Credit What Can I Do To Help Me Get A Loan For A Car?
by Chris Devers
Question by Crissy_Love: Do To A Divorce I Have Really Bad Credit What Can I Do To Help Me Get A Loan For A Car?
When my husband and I got divorced 5 years ago. We split the bills 50/50 we were each supposed to pay off our debts. I paid all of my share. A couple of weeks ago I checked my credit report and there were a ton of delinquint and never paid credit cards, Loand etc.. All of which were the accounts he was supposed to pay but never did.
I can not afford to pay off all
Question by Crissy_Love: Do To A Divorce I Have Really Bad Credit What Can I Do To Help Me Get A Loan For A Car?
When my husband and I got divorced 5 years ago. We split the bills 50/50 we were each supposed to pay off our debts. I paid all of my share. A couple of weeks ago I checked my credit report and there were a ton of delinquint and never paid credit cards, Loand etc.. All of which were the accounts he was supposed to pay but never did.
I can not afford to pay off all
Selasa, 20 Maret 2012
Getting a car loan with really bad credit?
Question by Kirk: Getting a car loan with really bad credit?
I have really bad credit (probably below 550) and I want to try to get a car loan to help fix that. I'm paying off my debts but have no credit in my name to help build it back up. I gross about $ 4000 a month and my bills are only about $ 1000 so my debt to income ratio is good. I have a trade in that I should get about 7000-8000 for (and that's being conservative) and only trying to buy a car that is on the lot for 12500 (and
I have really bad credit (probably below 550) and I want to try to get a car loan to help fix that. I'm paying off my debts but have no credit in my name to help build it back up. I gross about $ 4000 a month and my bills are only about $ 1000 so my debt to income ratio is good. I have a trade in that I should get about 7000-8000 for (and that's being conservative) and only trying to buy a car that is on the lot for 12500 (and
Q&A: I borrowed money from Rapid advance no things are turning for the worst...?
by yewenyi
Question by : I borrowed money from Rapid advance no things are turning for the worst...?
I have a Rapid advance loan with a company Where they lend you money and they get back your percentage of future recievables from your credit card machine. I will be closing my business soon and need to see what the consiquence is that I have no more credit card machine. I need to pay them monthly until paid I cannot afford paying them anymore. Do they have the right to go in my personel
Question by : I borrowed money from Rapid advance no things are turning for the worst...?
I have a Rapid advance loan with a company Where they lend you money and they get back your percentage of future recievables from your credit card machine. I will be closing my business soon and need to see what the consiquence is that I have no more credit card machine. I need to pay them monthly until paid I cannot afford paying them anymore. Do they have the right to go in my personel
Will I be able to get credit/financing from a furniture dealer, with bad credit?
by eyewash
Question by Butchie Y: Will I be able to get credit/financing from a furniture dealer, with bad credit?
I've made some mistakes in the past while I was in college, but now I have a nice new job earning $ 65k+ per year. I need furniture quick for my new house (financed by my father), and the place I am buying from offers low monthly payments. My plan is to utilize that for a few months, and then just pay off the balance after I have received a few paychecks and taken care of
Question by Butchie Y: Will I be able to get credit/financing from a furniture dealer, with bad credit?
I've made some mistakes in the past while I was in college, but now I have a nice new job earning $ 65k+ per year. I need furniture quick for my new house (financed by my father), and the place I am buying from offers low monthly payments. My plan is to utilize that for a few months, and then just pay off the balance after I have received a few paychecks and taken care of
Will those walking away from their mortgages because their homes lost value regret that move? They will be?
Question by Philip H: Will those walking away from their mortgages because their homes lost value regret that move? They will be?
stuck with a bad credit rating for the next eight years, the value of their homes will recover in about 3 to 4 years, and they will have to start all over again after their credit recovers. No home for eight years?
Bad idea?
Losers?
(This is assuming thay can afford their current mortgage and are walking away for the sole reason that they consider it a bad
stuck with a bad credit rating for the next eight years, the value of their homes will recover in about 3 to 4 years, and they will have to start all over again after their credit recovers. No home for eight years?
Bad idea?
Losers?
(This is assuming thay can afford their current mortgage and are walking away for the sole reason that they consider it a bad
Advice on credit score????
by Chris Devers
Question by Julian H: Advice on credit score????
I got in a lot of credit trouble a few years ago, resulting in a few closed/settled accounts, and have a few questions. I've gotten much more responsible, am now 22 years old, was approved for a $ 5000 limit credit card from Citibank, which is in the mail (I do my checking with them also). Basically, what can I do to help this credit score, how bad is it, how quickly will it come up and how?
I pulled an Equifax report score
Question by Julian H: Advice on credit score????
I got in a lot of credit trouble a few years ago, resulting in a few closed/settled accounts, and have a few questions. I've gotten much more responsible, am now 22 years old, was approved for a $ 5000 limit credit card from Citibank, which is in the mail (I do my checking with them also). Basically, what can I do to help this credit score, how bad is it, how quickly will it come up and how?
I pulled an Equifax report score
No credit history?
Question by Hufflepuff: No credit history?
I just applied for a credit card, but I got rejected. First, would I be rejected because I don't have a credit history (I've never had a credit card)? Or would I only be rejected if someone stole my identity and got me a bad credit rating at this point?
I'm going to college full time, and I wanted the credit card just so that I can get a good credit rating. I'm not making any income from a job, but my mom does make some deposits to my checking
I just applied for a credit card, but I got rejected. First, would I be rejected because I don't have a credit history (I've never had a credit card)? Or would I only be rejected if someone stole my identity and got me a bad credit rating at this point?
I'm going to college full time, and I wanted the credit card just so that I can get a good credit rating. I'm not making any income from a job, but my mom does make some deposits to my checking
In serious need of a loan...who would be good to go through for bad credit?
by Chris Devers
Question by : In serious need of a loan...who would be good to go through for bad credit?
I was looking into some online loans, and alot of them look fake and look like theyre a scam. I came acroos ThinkCash. It almost seems legit. Its asking for my checking routing and account number. Has anyone had any personal experience with this loan company? If so was it good or bad? Im in need of 250-500. I live in Florida right now, and ijust need something to catch me up on bills
Question by : In serious need of a loan...who would be good to go through for bad credit?
I was looking into some online loans, and alot of them look fake and look like theyre a scam. I came acroos ThinkCash. It almost seems legit. Its asking for my checking routing and account number. Has anyone had any personal experience with this loan company? If so was it good or bad? Im in need of 250-500. I live in Florida right now, and ijust need something to catch me up on bills
My sister wanted me to stay i one of her house pay the mortgage and be on the title. This is very generous?
by Renegade98
Question by liz d: My sister wanted me to stay i one of her house pay the mortgage and be on the title. This is very generous?
do this legally. I will be on the title but the loan is hers. I have bad credit anyway and that loan is a low fixed rate? So how can I be on the title. What about property tax can I claim it that i paid for it on my income taxes.
Best answer:
Answer by src50You may be able to claim a property tax deduction but you will not be able to claim
Question by liz d: My sister wanted me to stay i one of her house pay the mortgage and be on the title. This is very generous?
do this legally. I will be on the title but the loan is hers. I have bad credit anyway and that loan is a low fixed rate? So how can I be on the title. What about property tax can I claim it that i paid for it on my income taxes.
Best answer:
Answer by src50You may be able to claim a property tax deduction but you will not be able to claim
Q&A: how should i go about getting a car will really bad credit?
Question by None: how should i go about getting a car will really bad credit?
Long story short, I joined the army in January 2008. When I left, I gave my mom access to my bank account, so she could pay my bills while I was in basic training and my job training. There was a paperwork error as to how long my schooling was, and it turned out i would be in training an additional 3-months. My family wasn't able to make my payments, for that time, but instead of telling me, they just stopping
Long story short, I joined the army in January 2008. When I left, I gave my mom access to my bank account, so she could pay my bills while I was in basic training and my job training. There was a paperwork error as to how long my schooling was, and it turned out i would be in training an additional 3-months. My family wasn't able to make my payments, for that time, but instead of telling me, they just stopping
I want to buy a used car with $3500 down payment, BAD credit...?
by eyewash
Question by Mike M: I want to buy a used car with 00 down payment, BAD credit...?
My score is in the lower 500's, and if I were to finance, I would like my payments somewhere in the ballpark of $ 100-$ 140 a month. Would I even get financed with my low credit score? What price range should I be looking at with my budget?
Best answer:
Answer by buttfor2007Invest in good sneakers.
Give your answer to this question
Question by Mike M: I want to buy a used car with 00 down payment, BAD credit...?
My score is in the lower 500's, and if I were to finance, I would like my payments somewhere in the ballpark of $ 100-$ 140 a month. Would I even get financed with my low credit score? What price range should I be looking at with my budget?
Best answer:
Answer by buttfor2007Invest in good sneakers.
Give your answer to this question
Q&A: will it hurt my credit to pay off my debt all at once?
by marsmet461
Question by Cortney S: will it hurt my credit to pay off my debt all at once?
ok so i have a few "bills" i need to pay off! we are about to buy a home but before we do we are going to pay everything off except my car and truck. a friend told me that if ipay off my best buy all at once, since i have been making monthly payments for a while it would hurt my credit bad! so anyway, i plan to pay off in full , two credit cards, a vet credit card , a loan, best buy card, and a ring.
Question by Cortney S: will it hurt my credit to pay off my debt all at once?
ok so i have a few "bills" i need to pay off! we are about to buy a home but before we do we are going to pay everything off except my car and truck. a friend told me that if ipay off my best buy all at once, since i have been making monthly payments for a while it would hurt my credit bad! so anyway, i plan to pay off in full , two credit cards, a vet credit card , a loan, best buy card, and a ring.
If I have horrible credit and my husband has excellent credit can we get a mortage together using his credit??
by eyewash
Question by lotrav: If I have horrible credit and my husband has excellent credit can we get a mortage together using his credit??
I was in a bad accident a few years ago and couldnt afford any of my bills. I have charge offs, late payments etc. My husband has excellent credit with an established employment history. I am wondering if we could use our combined income on the mortgage application and just use his credit for the interest rate, or if anyone has any other
Question by lotrav: If I have horrible credit and my husband has excellent credit can we get a mortage together using his credit??
I was in a bad accident a few years ago and couldnt afford any of my bills. I have charge offs, late payments etc. My husband has excellent credit with an established employment history. I am wondering if we could use our combined income on the mortgage application and just use his credit for the interest rate, or if anyone has any other
Senin, 19 Maret 2012
Q&A: What can I do to kick my roommate out if she is on the lease?
by Chris Devers
Question by : What can I do to kick my roommate out if she is on the lease?
Okay, so my so called "best friend" decided to sign herself to our lease. We moved in two months ago while my husband was in basic training. I told her that she did not need to be part of the actual lease, and that the three of us (me, my husband, and her) could just have a verbal one, so she could move out when he returned home, if she did not choose to pay her part of the bills any longer. She
Question by : What can I do to kick my roommate out if she is on the lease?
Okay, so my so called "best friend" decided to sign herself to our lease. We moved in two months ago while my husband was in basic training. I told her that she did not need to be part of the actual lease, and that the three of us (me, my husband, and her) could just have a verbal one, so she could move out when he returned home, if she did not choose to pay her part of the bills any longer. She
Q&A: Can I go to court to resolve purchase contract gone bad (illinois)?
Question by third gen camaro: Can I go to court to resolve purchase contract gone bad (illinois)?
Last may (2011),I saw a motorcycle that my wife loved that was at a local shop for sale by the owner of the shop, and stopped to ask about it. The seller was asking for $ 3000 (kbb is about 2300 but as I said, the wife wanted THAT ONE). We talked for a while and he agreed to take payments over a 6 week (yes week) period, at 600/week, and to keep my competition car stereo and hp touchsmart
Last may (2011),I saw a motorcycle that my wife loved that was at a local shop for sale by the owner of the shop, and stopped to ask about it. The seller was asking for $ 3000 (kbb is about 2300 but as I said, the wife wanted THAT ONE). We talked for a while and he agreed to take payments over a 6 week (yes week) period, at 600/week, and to keep my competition car stereo and hp touchsmart
question for anyone who deals with loans or financing?
Question by Brandon l 305: question for anyone who deals with loans or financing?
I own a 2006 land rover range rover. it is fully paid off and is worth about 34k. my question is whether or not it is possible for me to set up a finance plan or perhaps downgrade to a 2005 or 2004 range rover and then make payments on it. so, in essence, if i were to sell or trade in my car, get 31-34k for it (its paid off), and then set up a lease where i can pay monthly for a vehicle. the reason i would like
I own a 2006 land rover range rover. it is fully paid off and is worth about 34k. my question is whether or not it is possible for me to set up a finance plan or perhaps downgrade to a 2005 or 2004 range rover and then make payments on it. so, in essence, if i were to sell or trade in my car, get 31-34k for it (its paid off), and then set up a lease where i can pay monthly for a vehicle. the reason i would like
Is this Considered Abuse?
Question by jackie l: Is this Considered Abuse?
I had a very good childhood, but for the past 7 years my family has struggled with financial issues. We lost our house when i was a sophomore in hs and have been renting from house to house ever since,each house cheaper than the last im now 19. I have 2 brothers and my parents are still together, my father works three jobs my mother has a job as well, they make well over 80,000 a year. This is more than enough to maintain a nice house pay off
I had a very good childhood, but for the past 7 years my family has struggled with financial issues. We lost our house when i was a sophomore in hs and have been renting from house to house ever since,each house cheaper than the last im now 19. I have 2 brothers and my parents are still together, my father works three jobs my mother has a job as well, they make well over 80,000 a year. This is more than enough to maintain a nice house pay off
How Can I Take Advantage of the Stimulus Plan?
Question by SJS: How Can I Take Advantage of the Stimulus Plan?
I am a responsible homeowner and I was blessed not to get into a bad mortgage loan, no credit card debt and soon no car payment.
I have a great credit score and would like to know how I can take advantage of the stimulus plan? Can I refinance? Can I purchase a second property at a very low rate allowing me to have income property and someone else affordable housing?
Best answer:
Answer by stocktina1188yes buy another
I am a responsible homeowner and I was blessed not to get into a bad mortgage loan, no credit card debt and soon no car payment.
I have a great credit score and would like to know how I can take advantage of the stimulus plan? Can I refinance? Can I purchase a second property at a very low rate allowing me to have income property and someone else affordable housing?
Best answer:
Answer by stocktina1188yes buy another
can i sue ex for wrongfully evicting me for past rent when i was not on a lease?
Question by : can i sue ex for wrongfully evicting me for past rent when i was not on a lease?
me and my ex at first rented a house for 600 (300-350) split a month. i was on the lease. he decided to buy the house a couple of months later from the landlord. this time i was not on the lease but he said i had to pay 400 a month. i paid i t cuz i couldnt afford to move on my own while in college full time and the job i had....he would let the utilities be late and when the electric would get
me and my ex at first rented a house for 600 (300-350) split a month. i was on the lease. he decided to buy the house a couple of months later from the landlord. this time i was not on the lease but he said i had to pay 400 a month. i paid i t cuz i couldnt afford to move on my own while in college full time and the job i had....he would let the utilities be late and when the electric would get
I'm 18 and would like to build credit?
by eyewash
Question by Kellie M: I'm 18 and would like to build credit?
So I applied for a 2000 dollar personal loan at my Credit Union and I don't think I was accepted. I've been wanting to get a credit card for a while now and just buy gas, coffee, dinner etc cheap stuff and pay it off in full at the end of the month. I'm assuming because I have no credit (I can't get a report, so I'm assuming it means I have no credit?) that I won't be able to get a unsecured Credit Card, so I want to get
Question by Kellie M: I'm 18 and would like to build credit?
So I applied for a 2000 dollar personal loan at my Credit Union and I don't think I was accepted. I've been wanting to get a credit card for a while now and just buy gas, coffee, dinner etc cheap stuff and pay it off in full at the end of the month. I'm assuming because I have no credit (I can't get a report, so I'm assuming it means I have no credit?) that I won't be able to get a unsecured Credit Card, so I want to get
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