If I have horrible credit and my husband has excellent credit can we get a mortage together using his credit??

by eyewash
Question by lotrav: If I have horrible credit and my husband has excellent credit can we get a mortage together using his credit??
I was in a bad accident a few years ago and couldnt afford any of my bills. I have charge offs, late payments etc. My husband has excellent credit with an established employment history. I am wondering if we could use our combined income on the mortgage application and just use his credit for the interest rate, or if anyone has any other

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