I'm 18 and would like to build credit?

by eyewash
Question by Kellie M: I'm 18 and would like to build credit?
So I applied for a 2000 dollar personal loan at my Credit Union and I don't think I was accepted. I've been wanting to get a credit card for a while now and just buy gas, coffee, dinner etc cheap stuff and pay it off in full at the end of the month. I'm assuming because I have no credit (I can't get a report, so I'm assuming it means I have no credit?) that I won't be able to get a unsecured Credit Card, so I want to get

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