Question by Douglas B: Refi a 21% car loan with bad credit?
I have very bad credit , i am leaning towards chapter7 as work has been hit and miss for the last year. I have 44k in credit card debt that has not been paid on in a year sitting on my report the scores are in the 400's or lower by now. My car note is 21% and the monthly payment is 466 for 6 years. I had the car for about 8 months and have been on time with the payments however the car is worth 11k and I owe 18k on it. who would
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