0 balance before bankruptcy and credit report says failed to pay?

by SS&SS
Question by : 0 balance before bankruptcy and credit report says failed to pay?
I filed for bankruptcy about 2 years ago. Before filing, I was actually trying to make deals with my debtors to pay them off in one lump sum. I had paid all the minor debts like store cards and gas cards. One of the cards that was paid off was Macys with no bad history either. I finally ended up filing for bankruptcy and put it behind me 2 years ago. Recently, I been cleaning up my credit record and

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