? on bankruptcy...i am deeply in debt. i have a mortgage, 2 home loans, one secure, one unsecure.?

Question by ELLE: ? on bankruptcy...i am deeply in debt. i have a mortgage, 2 home loans, one secure, one unsecure.?
how does bankruptcy effect everything? will they take my house, belongings, etc? will my credit card debt be erased & my credit rating worse than ever? what does bankruptcy entail? I am to the point where my phone rings constantly from collectors. I am choosing betw paying a bill or buying food. My kids need dentist, doc visits, glasses & I already owe the dentist & doctor

Loans Bad Credit Loans