Question by : My credit card companies refuse to raise my limit or lower my interest rates...loan options?
I have three credit cards with low limits ($ 300-$ 350 each) and the balances are pretty much at the max. I haven't been late with any of them in over a year, and I make more than my minimum payments, but with the monthly fees and annual fees and interest, I can't seem to get the balance down. I haven't used the cards for any purchases in 6-9 months at all.
I called each CC company
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