by US Embassy New Zealand
Question by s2n510: Is 12months a strong enough tradeline?
ok so i have a credit card with CreditOne bank it was my first card and at the time i didnt know much about credit. Now that i know more i realized that my card is really bad. Besides the 23.99APR everytime i make a payment they charge me 7.95. I have been current every month and never missed a payment for 9 months now. the only time i use it is for gas than at the end of the month i have 75% of my balance.
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