Question by Raine: Best course of action for credit concerning delinquent accounts?
Okay, let me start by explaining briefly how this came about. In 2006, I had a near-perfect credit score of 820. Then...I graduated college, got married, moved, and in the process racked up a lot of credit card debt, which I steadily payed off for more than a year, until both my husband and I lost our incomes. He managed to find a much lower paying job that left us no money for anything beyond basic
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