How exactly could i repair bad credit which i didn't make but can't dispute?

by Chris Devers
Question by shortcake: How exactly could i repair bad credit which i didn't make but can't dispute?
I’m on active duty and I came home after my 15 month tour in Iraq thinking everything was just as I left them. I did not have a credit card nor did I have debts when I left. I met a girl and after a year of dating we decided to settle down. My fiancée then suggested that it would be nice to start building our credit so I applied for a credit card which got denied because of

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