Consolidated credit services options in Canada?

Question by Zed Zed Top: Consolidated credit services options in Canada?
Hi.

Let's just say I've went down into a slippery slope when it comes to credit card debt. The interest rates are killing me and it's been increasingly difficult to make even the minimum monthly payments.

Because my credit is down the toilet, I can't apply for a line of credit and I'm sure a loan from the bank won't even be allowed for me.

I am considering going to a non-profit consolidated credit service company

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