Minggu, 13 Mei 2012

Nursing student in a lot of debt! help pleaseeeeeeeeeee?

by SS&SS
Question by Anette: Nursing student in a lot of debt! help pleaseeeeeeeeeee?
I have about $ 10,000 credit card debt (no, i didn't spend the money on vacations or clothes) I actually spent it on books, school supplies, and living expences such as gas, rend, insurance...u get the picture. Now here is the problem, my mom used to help me pay off the cards but she recently lost her job and is collecting unemplyoment benefits which hardly covers our rent until she finds another job. I am

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Refinancing my condo and buying my brother out?

by eyewashdesign: A. Golden
Question by : Refinancing my condo and buying my brother out?
I am trying to refinance my condo and buy my brother out of his share but I need to better understand the best route to do it. I live in the condo and plan on staying for awhile. I have always paid more then him so I will have to pay him about $ 17,000 total. We put 20 % down when we bought it. Currently its in 2 different loans. Loan 1 was for $ 289,000 and currently at $ 260,000, loan 2 was

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Sabtu, 12 Mei 2012

Didn't people know what they were signing for when they signed up for variable rate mortgages?

Question by pikachuflatulates: Didn't people know what they were signing for when they signed up for variable rate mortgages?
With pretty bad credit, 4 years ago I was still able to get a fixed rate mortgage between 5 and 6 percent. Common sense told me to not get something where my payments could change, because I like to budget my money.

Now all these people who didn't think ahead did some damage to our economy when they could not meet their obligations.

They want to blame it on the

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Is there any kind of help from a bad finance place?

Question by Dan: Is there any kind of help from a bad finance place?
I got a car almost 2 years ago from a place that is supposed to help people with bad credit. I have had nothing but problems with them in the last year. Now that the car is almost paid off, they keep calling me daily harassing me, telling me that I have not been paying them, when I see the payments being taken out of my checking account. They not only harass me, but my mother as well, telling her that I have not made any

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Im trying to build my credit so I can lease a car. What should I do to build it quickly?

Question by Colin R: Im trying to build my credit so I can lease a car. What should I do to build it quickly?
Im 18. I want to lease a new vehicle soon. Within six months. I have been trying to build my credit ever since I was 18. I only have one credit card and it has never been late always paid on time and usually has no balance. I checked my credit report and score and I have a score of 681. I realize that its not all about the score. I'm trying to get some more accounts on my report but

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Q&A: Advice on consolidating credit cards to one personal loan?

Question by Gina B: Advice on consolidating credit cards to one personal loan?
I have three credit cards that I would like to consolidate to a personal loan and I am not sure if by doing this I would be making a worse decision? On paper it looks better, but not sure.

Loan interest is 12.75% for 42 months, monthly payment of $ 312.76
1 card) $ 1202 15.99% interest, I pay $ 100.00 a month
2 card) $ 1560 18.90% interest, and I pay $ 50.00 a month
3 card) $ 7700 12.99% interest, and

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Debt/Bankruptcy?

Question by helpjenna: Debt/Bankruptcy?
I'm a college student in my junior year. I live in an area where most businesses are student-friendly and flexible with hours, but I cannot get a job that pays a high enough amount to cover cost of living.My parents pay tuition and books, but I pay everything else-phone, car insurance, untilities, rent, groceries, gas, etc. My problem is that I'm in debt-about $ 2000-but I can't keep up with any payments. Currently, I make enough to make rent and

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