in college.. how to afford a trip/save money?

Question by josh: in college.. how to afford a trip/save money?
Currently I am in my 3rd year of college. I am one of those people who feel like something "bad" is going to happen, and will have to spend all of my money out of my bank account. I just wanted to know everyone's opinion about how to pay for a beach trip that is coming up/about my current financial state.

Savings- $ 4,000
Credit card debt- $ 750- min monthly payment $ 15
Student Loan (can be paid off after college)- $

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