Question by crushqueen0204: Bad credit car loans without having to go through a dealership?
Up until the 13th, I had a 2006 Fusion that was unfortunately totaled in an accident due to snow. I was able to get that car because my mom took out the loan for me. But since she has two cars plus our house on her credit ...her debt to income ratio pretty much froze her credit even though her score is really good, so she can't co-sign with me for anything. My dad pays cash for everything and has
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