Question by Moto250cc: is it bad to not own a credit card?
my girlfriend recently revealed me to randomly that when she first met me, she thought I was weird for not owning a single credit card, and that she was a little turned off that I paid for stuff with a debit card and had at most, at any given time 20 bucks cash on me.
my response was that I don't like to spend money I don't really have, and I don't like to be in debt (a reason why I refuse to lend money or borrow money)
I carry 20
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