Question by : Can a spouses credit ruin a mortgage rate?
I have a credit score of 800+... my gf has no credit (no car loans, student loans are in her moms name, and she has no credit cards). I am working with her to build her credit so down the road if we move forward and get married she will have some sort of credit. If we decided to get a house and her credit is bad, is there a way to take the loan out in my name and based on my credit alone? Or is it once you are married, your credit
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