by eyewash
Question by nkengaola: Thinking of buying first home, but I have bad credit and no down payment?
I keep going back and forth:
- I could wait a year and improve my credit and save for a down payment. I would continue paying more in rent than I would in mortgage and insurance, but I would have more money in savings and better credit, therefore a lower interest rate,
-Or I can get something now at a higher rate of interest, and pay less than I do now in rent, and split the
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