Will even small payments help to avoid legal action with coll agencies?

Question by Suzee G: Will even small payments help to avoid legal action with coll agencies?
I have 3 bad credit card accts and 1 to a hospital. My pymts were always current until Hurr Katrina wiped me out 2 yrs ago. It has been a slow crawl of a recovery & I quit paying on these debts long ago. There just is not enough $ to go around. After I pay my monthly necessities of house pymt & utilities there is about 50$ left for food & gas. I am really getting scared however of these debts

Loans Bad Credit Loans