What to do when a debt settlment company are cone artist that got you sued by your credit card?

Question by bkk2nite: What to do when a debt settlment company are cone artist that got you sued by your credit card?
I've been having financial problem due to my health (cancer) and got behind on 2 of my credit card bills. I want to pay them but they really got out of hand. The interests, the fees. I just need help.

Then I found a company. Someone swared by them that they are great and was able to settled with great discount.

I called the company; they are actually debt collector but

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