Q&A: When checking my credit report, I discovered a credit account opened my mom was written off, what do I do?

by marsmet522
Question by : When checking my credit report, I discovered a credit account opened my mom was written off, what do I do?
I know I posted this question earlier this evening but I wanted to repost it with the added details so here it goes...
My mom opened a credit card account through HSBC and gave me a card on the account in 2008. I only used it a couple times (and spent less than $ 100) when I went on a class trip to NYC and gave the card back to my mom since I never used it.

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