Question by : is taking a loan to pay off some bills a bad idea?
So heres our situation. i owe about 5000 dollars on my car. 2000 on my credit card. and 1500 to braces. the credit card, i have already cut up and closed out. i dont have another one. i have previously taken a loan out for 14,000 and my payments were , i believe 230 if i remember correctly. that loan, however is already payed off. i refinanced my car about a year ago and i got accepted for a 4.5 interest rate. but i pay double
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