by Greenway Guide
Question by Kayceeisms: I'm only seventeen, can I already have bad credit?
Call me paranoid, but despite the fact that I attempted to check my credit score via annualcreditreport.com and failed because it said there was no report on me because I'm a minor, I'm still afraid that I have bad credit. I've had a credit card under my name (and my father's) that went to a collection agency because the $ 1,500 debt was never paid off. I'm pretty sure that's still not paid off. I
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