by Renegade98
Question by riananicole: proof read my essay please??
A credit report/score is a record of your history of borrowing money and paying it back. The faster you pay money back on things like loans and credit cards, the better your credit score is. A good credit score is important because it determines how financially responsible you are. If you ever want to make a major purchase, such as buying a house, a car, or property, its likely that you will have to take out a loan. A lender
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