Question by snowmommie: I had a collection agency collecting on a bad debt....?
I had a collection agency collecting for a bad debt on one of my very past due credit cards. Long story but we got in to one of those teaser loans for our mortgage and it jumped all the way up to $ 3,400 a month so we were unable to make our minimum monthly payments and stopped paying on all our credit cards. We ended up selling our home and now are settling all of our past due accounts. All have gone to
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