How much will my payment go up with 5/1 Fixed to adjustable mortgage rate?

Question by VictoriusRyder: How much will my payment go up with 5/1 Fixed to adjustable mortgage rate?
I bought my house in Feb 2006 for 450k. I have a 5 year fixed rate. I cant keep up with the payments because my husband job (tile industry) is extremely doing BAD. How much will my interest or payment go up in 5 years if I cant refinance? I have a 6 month prepayment penalty if I refi or sell before 3 years. Should i wait till 2009 to try to refinance? Or do a short sale? Credit is not

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