by dbootcamp08
Question by JourdanJustine: Do I have bad credit?
So I have had a credit card for almost 6 months and have always paid off my monthly statement balance in full.
This month, I my total is $ 400 and I can only afford to pay off $ 200 until my next check (which is 2 weeks from now). Will that leftover $ 200 in my account create really bad credit for me?? I will pay it all off within a month and I know there will be a finance charge, but will that be a hard hit to my credit
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