Question by Ruby Tuesday: Building my credit back up?
How do I go about taking my credit score of 590 and my husbands of 560 and building them back up. We work with a credit counseling agency and it seems like they don't have any answers- at least that I can understand.
Let me explain our credit if that would help.
When I was 18 I bought a computer on credit and a cell phone. Well, since I ws young and stupid I never paid on them, which destroyed my credit. I was also a victime of
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