Question by Spanky: bad credit?
ok so ive had a checking account for about 7 months now. ive gone into debt twice. buti managed to get myself out of debt in less than a day both of those times. but hte one time i had a check bounce and the second time was because i overspent on gas (surprise surprise). i just a lecture from my dad saying how my credits ruined now because ive gone into debt twice. but i thought that as long as u dont stay in debt, ur credit wont be affected that much. is my
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