Question by inzaratha: What is the best way for me to improve my credit score?
I bought a house a year ago with my fiance.
I have been paying off my car monthly, all bills and mortgage are paid on time each month.
I use only a debit card. I tore up all old credit cards as I don't want to get involved in that scam again. I only buy what I can afford to.
We wish to either sell or refiance our home in a year. Our rate is not bad and we don't have one of those ones that is going to jump a
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