Question by justme: Am I stupid...buying a house with bad credit question.?
I have been living in a house..lease purchase option for two years. I officially have 11000 down due to part of my rent going toward purchase. problem is..i havent been able to increase my credit score. I finally found someone to give me the load but heres the stipulation......
-house appraised for 181000.00
-with my down payment and owners paying closing costs my loan would only be for 153000.00
-9%
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