Question by vetassistant1984: previous bad credit help?
i had a couple credit cards become charged off/sent to collections. i finally got with it after 180 days late (that is the maximum of one of them, the other maximum was 150 days late), and finally got them all paid off except for one that i am doing monthly payments on, and on time. so that was 6 credit cards to one remaining. so now that i want to re-apply for credit such as a personal loan for school purposes these previous delinquent
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