by marsmet461
Question by Anthony M: Can I get a mortgage with bad credit with the following circumstances.?
Here are my circumstances:
Transunion: 567, Esperian: 537, Equifax: 582
Annual income before taxes: 39,000, I have worked for a year
I own a home: $ 479 a month taxes included
I have had 8- 30 day late payments in 2 years
I have no other debt monthly, making my debt to income ratio 85/15 (I'm pretty sure)
I paid off my car, no late payments last two years.
I paid off my
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