A word of caution to all first time home buyers?

Question by k k: A word of caution to all first time home buyers?
I am a first time home buyer. I applied for a internet loan for a mortgage. You know the deal you get multiple offers. I almost made the BIGGEST mistake of my LIFE! Because like a fool I did not check MY credit report myself BEFORE applying to know exactly what I was working with. I was offered a 2/28 ARM. I was told my credit was bad intrest rate was 8% with APR at almost 12. Then to make matters worse the finace

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