Q&A: My credit score is a 634...how good is that?

Question by BETCH: My credit score is a 634...how good is that?
I am 21 and trying to get a loan to buy a piano with. I just checked my credit score from TransUnion, and its a 634, and apparently, from what I've heard, thats considered poor. The reasons that its bad is because I have no open credit accounts, less than 2 years of payment history, but my payment history was 100% on time...why can't i qualify for anything?


Best answer:
Answer by hot mamai'm having the same problem. it's

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