Question by chicka: how do i know if i have bad credit?
I have never had a credit card or a bank loan. I have a mobile phone under my name, internet and gas/electricity all bill are always paid. Im a full time uni student and work part time i also have a savings account. I want to get a student loan through a bank of 2000 to pay for text books and equipment i need before exams. But because i have never borrowed money or had a credit card i dont know what my credit is like. How do i find out?
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