Question by Daniel: How do I establish better credit at age 16?
I know this is going to sound horrible or off to a bad start, but unfortunately I have a checking account and I accidentally over drafted and the fees were $ 70. This was the 2nd time I have done that since having any checking account. I hear its bad for your credit, even at this age.. my question is.. how do I make it better without being able to make on time payments on such things as a car for example?
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