Is exceeding or coming close to your credit balance bad for your credit score?

by eyewash
Question by Zach Z: Is exceeding or coming close to your credit balance bad for your credit score?
I'm in college, and i recently got my first credit card. I have had it for 7 months, and I have an automatic online payment scheduled for every month from my savings account. I payed each statement in full and on time and thought this was enough, but I just read an article stating that you should be at 30% of your credit balance.

I have a $ 500 balance limit and a $ 750 credit

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