Help need financial advice about loans and paying off debt to buy a house...?

Question by : Help need financial advice about loans and paying off debt to buy a house...?
My husband and I are trying to buy a house and are currently facing somewhat of a dilemma. I have a halfway decent credit rating (650) and my husband has a very bad credit rating (580). We are currently trying to purchase a home and if we just use my credit rating we get approved, but not for a large enough loan amount. I have student loan payments, a car payment, and credit card payments. I make $

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