Why dont the Feds reduce the interest rates. And Cap the interest rates of people with bad credit.?

by eyewash
Question by kimmes: Why dont the Feds reduce the interest rates. And Cap the interest rates of people with bad credit.?
The higher the rate the more likely people will lose there home, the more likely banks will close their doors and it is a domino reaction. If the Fed's would come in and regulate the Mortgage Broker Industry completely STOP PRE-PAY PENALTIES and cap the Interest rates of people who have had some bad luck at 2 points above A paper loans there would be a tremendous

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