Question by : How do I get approved for a loan to payoff Credit Card debt?
I am 27, newly married, with a 3 month old baby girl. Long story short, I am having a hard time finding approval from banks for a $ 3,500 loan to payoff some credit cards.
Now the long story:
Credit Score: 659
Debt/Income Ratio: 39%
Spouse: Horrible credit and stays home with the baby
GOAL: Remove credit card debt to build/improve credit score
My monthly payments for all credit cards is roughly $ 3500. I pay $
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