first time new car buyer with bad credit?

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Question by : first time new car buyer with bad credit?
Im 23. This is my first time purhasing a new car. I have bad credit due to medical bills. The vehicle i want to buy is $ 12,000 brand new. I plan on putting down at least $ 5,000. So can someone tell me what the financing might be like? Am i still going to need a co-signer even though im putting almost half down? I live in houston tx if it makes a difference. Please help.
Its a 2012 nissan versa s.


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