by Chris Devers
Question by Stephanie M: bad credit score... help?
I am 21 years old and I have had my checking/savings account with the same credit union since I was 16. I have my line of credit loan-which has a $ 3,000 limit-through them and I have had this for almost 2 years and have never been late on a payment. I had a Maurices credit card for about one year and was never late on a payment and I closed the card as I no longer needed it. I have had a target card for about 2 years and
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