I owe more than 50,000. Help, i'm in the deepest hole ever.?

by Chris Devers
Question by miss jane: I owe more than 50,000. Help, i'm in the deepest hole ever.?
I owe more than 50,000. and my husband doesn't know about it. How can I lower my debt? He's planning on "us" borrowing money, but who will lend us the money since I owe tooooo much. Please help me, can't sleep anymore. I've spoken with credit counseling, and debt management. They both tell me they can help but will make my credit report worse. Should I just cut up most of my credit cards? I

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