Why is it that even in these hard times, auto loan terms cannot be renegotiated?

Question by romper996: Why is it that even in these hard times, auto loan terms cannot be renegotiated?
I'm in a bad car loan with a high APR. Back when I got it, I was making around 50k/yr and had terrible credit due to a divorce. I now make over 100k/yr base and own my own home. I cannot get refinancing and cannot get the terms renegotiated. Why?


Best answer:
Answer by JudyI got mad at a loan company once.
My revenge.... paid off the loan.
Make sure you have at least 3 months salary

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