Q&A: Will my credit-rating be at risk if my name is on the card but my dad is responsible for paying it off?

Question by des: Will my credit-rating be at risk if my name is on the card but my dad is responsible for paying it off?
My dad recently issued a credit card with Citi the other day, it's that gas-saving card, under my name for my mom to use. I was concerned because the user of that card (a) wasn't me and (b) had my name on it.

Basically, my concern stemmed from the fact that if there was a balance on the card that couldn't be paid off... I would run into a problem where I would potentially

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